Milwaukee County property record for 3906 S 1st St, Milwaukee, WI 53207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,242 sqft · built 1926 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,000 (Feb 2026) |
| Tax Bill | $5,190 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 580-0913-000 |
| Primary APN | 580-0913-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,040 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 3906 S 1ST ST |
|---|---|
| City | MILWAUKEE |
| State | WI |
| Zip | 53207-4302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LB2 |
| Legal Description | RE-SUBD OF BLKS 1 TO 4 & 13 TO 16 HOWELL AVE PARK IN NE 1/4 SEC 20-6-22 BLOCK 1 LOTS 38-39 & N 7 LOT 37 |
| Legal Range | 22E |
| Legal Township | 06N |
| Legal Section | 20 |
| Legal Subdivision | HOWELL AVE PARK |
| Legal Block | 1-4,1 |
| Legal Lot Number | 38-39 |
| Jurisdiction | MILWAUKEE WI |
| Township / Civil Division | MILWAUKEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21100 |
Source: Milwaukee County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3906 S 1ST ST, MILWAUKEE, WI 53207-4302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION |
| Feb 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK FIVE NINE |
| Jul 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Jul 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Jul 11, 2022 | Correction Deed |
| Dec 22, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on Record |
| Deed Sale | Feb 4, 2026 · Amount on Record |
| Prior Sale | Dec 22, 2020 · Amount on Record |
| Deed Document Number | 202611574595 |
| Prior Transfer Date | Jul 25, 2001 |
| Prior Transfer Doc | 0008106810 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Jul 2, 2026 |
| Property Address | 3906 S 1ST ST, MILWAUKEE, WI 53207-4302 |
| Document Number | 0011615438 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202611615438 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3906 S 1ST ST, MILWAUKEE, WI 53207-4302 |
| Document Number | 0011615438, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202611615438 |
| Name | SUMMIT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Feb 4, 2026 |
| Property Address | 3906 S 1ST ST, MILWAUKEE, WI 53207-4302 |
| Document Number | 0011574595 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 11574595 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | MERIT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $687.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0011574596 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 11574596 |
| Name | BANK FIVE NINE |
|---|---|
| Type | Bank |
| Address | OCONOMOWOC, WI 53066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Jul 11, 2022 |
| Property Address | 3906 S 1ST ST, MILWAUKEE, WI 53207-4302 |
| Document Number | 0011264116 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 11264116 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $667.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3906 S 1ST ST, MILWAUKEE, WI 53207-4302 |
| Document Number | 0011264117 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 11264117 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0011264118 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 11264118 |
| Name | WISCONSIN HOUSING & ECONOMIC DEV AUTH |
|---|---|
| Type | Government Agency |
| Address | MADISON, WI 53703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 8, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Jul 11, 2022 |
| Property Address | 3906 S 1ST ST, MILWAUKEE, WI 53207-4302 |
| Document Number | 0011264116 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 11264116 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $667.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3906 S 1ST ST, MILWAUKEE, WI 53207-4302 |
| Document Number | 0011264117 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 11264117 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0011264118 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 11264118 |
| Name | WISCONSIN HOUSING & ECONOMIC DEV AUTH |
|---|---|
| Type | Government Agency |
| Address | MADISON, WI 53703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 8, 2032 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Jul 11, 2022 |
| Property Address | 3906 S 1ST ST, MILWAUKEE, WI 53207-4302 |
| Document Number | 0011264114 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 11264114 |
| Record Updated | Jun 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4815 W NATIONAL AVE, MILWAUKEE, WI 53214-3523 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Dec 22, 2020 |
| Property Address | 3906 S 1ST ST, MILWAUKEE, WI 53207-4302 |
| Document Number | 0011059291 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 11059291 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4815 W NATIONAL AVE MILWAUKEE WI 532143523, MILWAUKEE, WI 53214-3523 |
Source: Milwaukee County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Milwaukee County |
| Municipality | Milwaukee City |
| Unified School District | Milwaukee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,190.00 (-11.42%) Homeowner's exemption Additional exemption filed | $266,200 (-1.99%) Land $64,900 Building $201,300 | |
| 2024 | $5,859.00 (+79.01%) | $271,600 (+33.33%) Land $35,900 Building $235,700 | $300,975 (+23%) |
| 2023 | $244,700 (+20.13%) | ||
| 2022 | $3,273.00 | $203,700 Land $32,700 Building $171,000 | $203,700 Land $32,700 Building $171,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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