Mecklenburg County property record for 3906 Rea Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,954 sqft · built 1972 |
| Lot Size | 0.46 acres (20,052 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Aug 2017) |
| Tax Bill | $4,445 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-302-05 |
| Primary APN | 211-302-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Heated Area |
| Gross Area | 1,994 sqft |
| 1st Floor Area | 1,278 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 20,052 sqft (0.46 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 320 sqft |
| Patio Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 211-302-05 |
|---|---|
| Street Address | 3906 REA RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-3275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L13 B23 M15-133 |
| Legal Subdivision | OLDE PROVIDENCE |
| Legal Block | 23 |
| Legal Lot Number | 13 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 3013 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3906 REA RD, CHARLOTTE, NC 28226-3275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Prior Sale | May 19, 2016 · Amount on Record |
| Deed Document Number | 0032059824 |
| Deed Book / Page | 32059 / 824 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3906 REA RD, CHARLOTTE, NC 28226-3275 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000087617 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 36017/573 |
| Instrument | 2021087617 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 22, 2017 |
| Property Address | 3906 REA RD, CHARLOTTE, NC 28226-3275 |
| Document Number | 0000113561 |
| Book / Page | 32059 / 824 |
| Map Reference | MB15 PG133 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 2017113561 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4704 KIDDLE LN, 4704, MONROE, NC 28110-7663 |
| Name | Verified Name |
|---|---|
| Address | 3906 REA RD, CHARLOTTE, NC 28226-3275 |
| Document Number | 0000113562 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2017113562 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 48 (1979–2024) |
| Claims Outside the SFHA | 10 of 48 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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