3906 Ramshead Way, Gastonia, NC 28056 Property Records

Gaston County property record for 3906 Ramshead Way, Gastonia, NC 28056

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 2,094 sqft · built 2016
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Mar 2017)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`225256`

Property Details

APN / Parcel Number

Primary APN	`225256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,094 sqft Heated Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3906 RAMSHEAD WAY
City	GASTONIA
State	NC
Zip	28056-4313
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CATAWBA HILLS TOWNHOMES L 30 10 123 016 00 000
Legal Subdivision	CATAWBA HILLS TOWNHOMES
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2016
Census Tract	32507

Owner

Source: Gaston County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3906 RAMSHEAD WAY, GASTONIA, NC 28056-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Mar 30, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Book / Page	4903 / 242
Last Transfer Date	Jan 28, 2021
Transfer Doc	0053062284
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Jan 28, 2022
Property Address	3906 RAMSHEAD WAY, GASTONIA, NC 28056-4313
Document Number	0053062284
Book / Page	5306 / 2284
Map Reference	MB 85 PG 42&43
Instrument Date	Jan 28, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 RAMSHEAD WAY, GASTONIA, NC 28056-4313

Mortgage

Document Number	0053062286
Date	Jan 28, 2022
Instrument	5306/2286

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 30, 2017
Property Address	3906 RAMSHEAD WAY, GASTONIA, NC 28056-4313
Document Number	0049030242
Book / Page	4903 / 0242
Map Reference	MB 85 PG 42-43
Instrument Date	Mar 30, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 RAMSHEAD WAY, GASTONIA, NC 28056-4313

Mortgage

Document Number	0049030244
Date	Mar 30, 2017
Instrument	4903/0244

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,253.00 (-1%)	$304,330 (-) Land $17,500 Building $286,830
2023	$3,286.00	$304,330 Land $17,500 Building $286,830
2021			$163,320 Land $17,500 Building $145,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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