3906 Orchard Ln, Waco, TX 76705 Property Records

McLennan County property record for 3906 Orchard Ln, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,590 sqft · built 1970
Lot Size1.41 acres (61,725 sqft)
OwnerIndividual Name on File
Tax Bill$5,078 (2024)
Deeds & MortgagesMar 2026 Sale
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-026701-013600-0

Property Details

APN / Parcel Number

Primary APN28-026701-013600-0
Alternative APNs
  • 2802670101360000111
  • 124071

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,590 sqft Living Area
Gross Area2,108 sqft
1st Floor Area1,590 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area61,725 sqft (1.41 acres)
Lot Dimensions824 ft deep x 77 ft wide
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Carport Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area653 sqft
Patio Area288 sqft
Canopy400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3906 ORCHARD LN
CityWACO
StateTX
Zip76705-3442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionTOMAS DE LA VEGA TRACT T136 ACRES 1.417
Legal SubdivisionTOMAS DE LA VEGA
Legal TractT136
Legal Lot NumberT136
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4010
Census Tract1700

Owner

Source: McLennan County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3906 ORCHARD LN, WACO, TX 76705-3442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Special Warranty Deed, Transfer
Sep 3, 2021Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 31, 2018Vendor's Lien, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2026
Deed SaleMar 31, 2026
Prior SaleSep 3, 2021 · Amount on Record
Deed Document Number20269991
Prior Transfer DateJun 15, 2007
Prior Transfer Doc0000022133
Record UpdatedJun 8, 2026

March 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCLENNAN TX
Recording DateMar 31, 2026
Property Address3906 ORCHARD LN, WACO, TX 76705-3442
Document Number0000009991
Map ReferenceVOL 814 PG 451
Instrument DateFeb 24, 2026
Instrument2026009991
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4300 NEYERS LN #803803, 803803, LACY LAKEVIEW, TX 76705

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 ORCHARD LN, WACO, TX 76705-3442

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateSep 3, 2021
Property Address3906 ORCHARD LN, WACO, TX 76705-3442
Document Number0000035861
Instrument DateAug 24, 2021
Instrument2021035861
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyNOT AVAILABLE, BLACKACRE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3906 ORCHARD LN, 3906, WACO, TX 76705-3442

Transferred To (Grantee/Buyer)

NameVerified Name
Address5348 NEWCASTLE AVE APT 210, 210, ENCINO, CA 91316-3037

Mortgage

Document Number0000035862
DateSep 3, 2021
Instrument2021035862
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

December 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateDec 31, 2018
Property Address3906 ORCHARD LN, WACO, TX 76705-3442
Document Number0000044712
Instrument DateDec 26, 2018
Instrument2018044712
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST TITLE CO OF WACO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 ORCHARD LN, WACO, TX 76705-3442

Mortgage

Document Number0000044713
DateDec 31, 2018
Instrument2018044713
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$323,328 (+16.08%)$327,640 (+17.63%) Land $21,270 Building $306,370
2024$5,078.00 (+21.69%)
2023$278,540 Land $21,270 Building $257,270$278,540 Land $21,270 Building $257,270
2022$4,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2012–2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Helmsco
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

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