McHenry County property record for 3906 Grove Ave, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 816 sqft · built 1955 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,000 (Sep 2026) |
| Tax Bill | $3,250 (2024) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-35-156-010 |
| Primary APN | 09-35-156-010 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 3906 GROVE AVE |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2016R0022632 LT 8 BLK 4 WATTLES 2ND ADDN |
| Legal Subdivision | WATTLES 2ND ADDN |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 870606 |
Source: McHenry County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1902 W RIVER OAKS DR, ROUND LAKE, IL 60073-9724 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION |
| Jun 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Apr 9, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on Record |
| Deed Sale | Sep 23, 2026 · Amount on Record |
| Prior Sale | Jun 27, 2016 · Amount on Record |
| Deed Document Number | 202627907 |
| Prior Transfer Date | Jun 20, 2016 |
| Prior Transfer Doc | 0000022632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 23, 2026 |
| Property Address | 3906 GROVE AVE, MCHENRY, IL 60050-5521 |
| Document Number | 0000027907 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202627907 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,754.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1902 W RIVER OAKS DR, ROUND LAKE, IL 60073-9724 |
| Document Number | 0000027908, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202627908 |
| Name | WATERSTONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000027909, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202627909 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3906 GROVE AVE, MCHENRY, IL 60050-5521 |
| Document Number | 0000017763 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 3906 GROVE AVE MCHENRY IL 600505521, MCHENRY, IL 60050-5521 |
| Document Number | 0000017763 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 17763 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3906 GROVE AVE, MCHENRY, IL 60050-5521 |
| Document Number | 0000011838 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3906 GROVE AVE MCHENRY IL 600505521, MCHENRY, IL 60050-5521 |
| Document Number | 0000011838 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 11838 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2048 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,250.00 | $46,428 (+20.31%) Land $11,770 Building $34,658 | $139,284 (+20.31%) Land $35,310 Building $103,974 |
| 2022 | Homeowner's exemption | $38,589 Land $9,783 Building $28,806 | $115,767 Land $29,349 Building $86,418 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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