3906 Emerald Leaf Ct, Louisville, KY 40219 Property Records

Louisville/Jefferson County Metro Government property record for 3906 Emerald Leaf Ct, Louisville, KY 40219

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,038 sqft · built 2003
Lot Size	0.222 acres (9,710 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Jun 2014)
Tax Bill	$2,223 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23349000970000`

Property Details

APN / Parcel Number

Primary APN	`23349000970000`
Alternative APNs	`349000970000` `01021650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,038 sqft Finished Area
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,710 sqft (0.222 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	01021650
Street Address	3906 EMERALD LEAF CT
City	LOUISVILLE
State	KY
Zip	40219-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	LOT 97 WOODFIELD COMMONS SUBDIVISION SEC.4 PB.48 PG.51 0.2229 AC +/-
Legal Subdivision	WOODFIELD COMMONS SUBDIVISION
Legal Block	650
Legal Lot Number	97
Jurisdiction	JEFFERSON KY
Township / Civil Division	CENTRAL JEFFERSON
Census Block Group	1
Census Block	1002
Census Tract	11908

Owner

3906 Emerald Leaf Ct is owned and occupied by two individuals who acquired it in July 2020.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3906 EMERALD LEAF CT, LOUISVILLE, KY 40219-5839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2014 · Amount on File
Deed Sale	Jun 19, 2014 · Amount on File
Prior Sale	Jun 19, 2014 · Amount on File
Deed Document Number	0102570598
Last Transfer Date	Jul 21, 2020
Transfer Doc	0117390328
Record Updated	Jun 8, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 21, 2020
Property Address	3906 EMERALD LEAF CT, LOUISVILLE, KY 40219-5839
Document Number	0117390328
Book / Page	011739 / 000328
Instrument Date	Jul 10, 2020
Instrument	141610
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3906 EMERALD LEAF CT LOUISVILLE KY 402195839, LOUISVILLE, KY 40219-5839

Mortgage

Document Number	166780914
Date	Jul 21, 2020
Book Page	016678/000914
Instrument	141611

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3906 Emerald Leaf Ct was $2,223.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,223.00	$200,170 Land $26,000 Building $174,170
2024			$200,170 (+42.71%) Land $26,000 Building $174,170
2023	$1,638.00 (-0.3%)	$140,260 (-) Land $24,960 Building $115,300	$140,260 (-) Land $24,960 Building $115,300
2022	$1,643.00	$140,260 Land $24,960 Building $115,300	$140,260 Land $24,960 Building $115,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3906 Emerald Leaf Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3906 Emerald Leaf Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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