Harris County property record for 3906 Emerald Falls Dr, Houston, TX 77059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,936 sqft · built 1995 |
| Lot Size | 0.251 acres (10,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $601,160 (Oct 2024) |
| Tax Bill | $10,265 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-388-003-0014 |
| Primary APN | 117-388-003-0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,936 sqft Living Area |
| 1st Floor Area | 2,357 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,920 sqft (0.251 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 525 sqft |
| Porch | Open Frame Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1173880030014 |
|---|---|
| Street Address | 3906 EMERALD FALLS DR |
| City | HOUSTON |
| State | TX |
| Zip | 77059-3733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 14 BLK 3 BAY OAKS SEC 7 |
| Legal Subdivision | BAY OAKS SEC 7 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 340301 |
3906 Emerald Falls Dr is owned and occupied by two individuals who bought it in October 2024.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3906 EMERALD FALLS DR, HOUSTON, TX 77059-3733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on File |
| Deed Sale | Oct 18, 2024 · Amount on File |
| Prior Sale | May 15, 2020 · Amount on File |
| Deed Document Number | 2024387416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 15, 2020 |
| Property Address | 3906 EMERALD FALLS DR, HOUSTON, TX 77059-3733 |
| Document Number | 0000205999 |
| Map Reference | MF 350125 |
| Instrument Date | May 15, 2020 |
| Instrument | 2020-205999 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3906 EMERALD FALLS DR, HOUSTON, TX 77059-3733 |
| Document Number | 0000206000 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 2020-206000 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 3906 Emerald Falls Dr was $10,265 with a homeowner's exemption, up 58.3% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632,000 (+10.88%) Land $163,680 Building $468,320 | $632,000 (+10.88%) Land $163,680 Building $468,320 | |
| 2025 | $10,265.00 (+58.29%) Homeowner's exemption | $570,000 Land $163,680 Building $406,320 | $570,000 Land $163,680 Building $406,320 |
| 2024 | $6,485.00 | ||
| 2023 | $682,125 Land $129,360 Building $552,765 | $682,125 Land $129,360 Building $552,765 | |
| 2022 | $5,510.00 | ||
| 2020 | $4,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3906 Emerald Falls Dr in Zone X, an area of minimal flood risk, though there have been 103 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 346 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 346 in force |
| Nearby Flood Claims | 103 (1989–2025) |
| Claims Outside the SFHA | 74 of 103 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3906 Emerald Falls Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEAR LAKE CITY WATER AUTHORITY serves 89,702 people · EPA ID TX1010056 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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