Hamilton County property record for 3906 East St, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,978 sqft · built 1938 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $845,000 (Jul 2025) |
| Tax Bill | $15,648 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Feb 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-0020-0062-00 |
| Primary APN | 527-0020-0062-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,978 sqft Living Area |
| Gross Area | 4,136 sqft |
| 1st Floor Area | 1,842 sqft |
| 2nd Floor Area | 636 sqft |
| Upper Floors Area | 636 sqft |
| Basement Area | 1,658 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 1,158 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,055 sqft (0.139 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3906 EAST ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST ST 50 X 120 PT LOT 7 TOWN OF MARIEMONT SQ 9 |
| Legal Subdivision | TOWN MARIEMONT |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MARIEMONT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 24800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mariemont Historic District listed 1979 · 182 contributing resources · NRIS 79001862 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3660 HICKORY CIR SE, SMYRNA, GA 30080-5644 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Nov 27, 2023 | Transfer on Death Deed, Transfer |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jun 29, 2020 | Warranty Deed, Transfer · Line of Credit BETTER MTG CORP ISAOA |
| Sep 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK |
| Oct 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Mar 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage LCNB NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 202556148 |
| Deed Book / Page | 15466 / 843 |
| Prior Transfer Date | Oct 26, 1995 |
| Prior Transfer Doc | 0000155486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 27, 2023 |
| Property Address | 3906 EAST ST, CINCINNATI, OH 45227-3331 |
| Document Number | 0000083328 |
| Book / Page | 15049 / 1888 |
| Map Reference | MB 30 PG 2 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023-0083328 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3906 EAST ST, CINCINNATI, OH 45227-3331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018156 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 14607/2496 |
| Instrument | 2022-0018156 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 29, 2020 |
| Property Address | 3906 EAST ST, CINCINNATI, OH 45227-3331 |
| Document Number | 0000061906 |
| Book / Page | 014199 / 001812 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 61906 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,356.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3906 EAST ST CINCINNATI OH 452273331, CINCINNATI, OH 45227-3331 |
| Document Number | 61907 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 014199/001815 |
| Instrument | 61907 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 20, 2019 |
| Property Address | 3906 EAST ST, CINCINNATI, OH 45227-3331 |
| Document Number | 0000081061 |
| Book / Page | 14006 / 01743 |
| Map Reference | MB 30 PG 2 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 2019-0081061 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0000081062 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019-0081062 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 25, 2017 |
| Property Address | 3906 EAST ST, CINCINNATI, OH 45227-3331 |
| Document Number | 0000007766 |
| Map Reference | MB 30 PG 2 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 17-0097766 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,623.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3906 EAST ST, CINCINNATI, OH 45227-3331 |
| Document Number | 0000007767 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 17-0097767 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 28, 2017 |
| Property Address | 3906 EAST ST, CINCINNATI, OH 45227-3331 |
| Document Number | 0000007532 |
| Map Reference | PB 30 PG 2 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 17-0027532 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,479.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3906 EAST ST, CINCINNATI, OH 45227-3331 |
| Document Number | 0000007533 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 17-0027533 |
| Name | LCNB NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0000007534 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 17-0027534 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2032 |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.27% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mariemont Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,648.00 (+2.31%) | $222,268 (-) Land $77,875 Building $144,393 | $635,050 (-) Land $222,500 Building $412,550 |
| 2024 | $15,295.00 (+8.42%) | $222,268 (-) Land $77,875 Building $144,393 | |
| 2023 | $14,107.00 (-4.45%) | $222,268 (+12.8%) Land $77,875 Building $144,393 | $635,050 (+12.8%) Land $222,500 Building $412,550 |
| 2022 | $14,764.00 Homeowner's exemption | $197,050 Land $45,885 Building $151,165 | |
| 2020 | $563,000 Land $131,100 Building $431,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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