3906 E Haverill Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3906 E Haverill Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1980
Lot Size	0.307 acres (13,389 sqft)
Owner	2 Individual Names on File
Last Sale	$329,840 (May 2024)
Tax Bill	$1,835 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Mortgage
APN	`03-8.0-34-002-002-057.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-002-002-057.000`

Interior

Building Area	1,248 sqft Base Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	13,389 sqft (0.307 acres)
Lot Dimensions	124 ft deep x 108 ft wide

Location & Zoning

Street Address	3906 E HAVERILL DR
City	SAINT JOSEPH
State	MO
Zip	64506-1362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:NORTHRIDGE ESTATES PLAT 2 LOT:75 BLK:LGL DESC:
Legal Subdivision	NORTHRIDGE ESTATES PLAT 2
Legal Lot Number	75
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	200

Owner

3906 E Haverill Dr is owned and occupied by two individuals who bought it in May 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3906 E HAVERILL DR, SAINT JOSEPH, MO 64506-1362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 13, 2018	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on File
Deed Sale	May 21, 2024 · Amount on File
Prior Sale	Apr 13, 2018 · Amount on File
Deed Document Number	20243870
Deed Book / Page	3797 / 471
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3906 E HAVERILL DR, SAINT JOSEPH, MO 64506-1362
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 E HAVERILL DR, SAINT JOSEPH, MO 64506-1362

Mortgage

Document Number	003767/958
Date	Sep 30, 2021
Book Page	3767/958
Instrument	2021010656

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jul 1, 2048

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 13, 2018
Property Address	3906 E HAVERILL DR, SAINT JOSEPH, MO 64506-1362
Document Number	2018003113
Instrument Date	Apr 11, 2018
Instrument	2018003113
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 E HAVERILL DR, SAINT JOSEPH, MO 64506-1362

Mortgage

Document Number	2018003114
Date	Apr 13, 2018
Instrument	2018003114

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3906 E Haverill Dr was $1,835, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,835.00 (+0.05%)	$25,590 Land $4,280 Building $21,310	$134,680 Land $22,500 Building $112,180
2024	$1,834.00 (+19.48%)
2023	$1,535.00 (-0.71%)	$23,360 (-) Land $4,280 Building $19,080	$122,900 Land $22,500 Building $100,400
2022	$1,546.00	$23,360 Land $4,280 Building $19,080
2021			$122,900 Land $22,500 Building $100,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3906 E Haverill Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3906 E Haverill Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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