3906 Doe Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3906 Doe Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2000
Square Footage	3,549 sqft Heated Area
Lot Size	193,406 sqft (4.44 acres)
Occupancy	Owner Occupied
Last Sale	$520,000 (2021)
Tax Bill	$7,514.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`88739`
Alternative APN	`352630495000010740`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	3,549 sqft Heated Area
Gross Area	5,299 sqft Gross Area
1st Floor	1,638 sqft 1st Floor
Upper Floors	861 sqft Upper Floors
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	193,406 sqft (4.44 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Finished Garage
Garage Area	1,800 sqft Garage
Porch	1 Porch
Porch Area	700 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	88739
Street Address	3906 DOE DR
City	SAINT CLOUD
State	FL
Zip	34772-9159
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 19 THAT PART OF LOTS 71, 74 & 87 LYING S & E OF FRIARS COVE RD
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	71 74
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43209

Owner

Source: Osceola County records · APN 88739

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3798 FRIARS COVE RD, SAINT CLOUD, FL 34772-9165
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Deed Doc Number	2021064913
Deed Book / Page	5946 / 1002
Record Refreshed	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 28, 2021
Property Address	3906 DOE DR, SAINT CLOUD, FL 34772-9159
Document Number	0059461002
Book / Page	5946 / 1002
Map Reference	MB B PG 19
Instrument Date	Apr 27, 2021
Instrument	2021064913
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3798 FRIARS COVE RD, SAINT CLOUD, FL 34772-9165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3798 FRIARS COVE RD, SAINT CLOUD, FL 34772-9165

Mortgage

Document Number	0059461004
Date	Apr 28, 2021
Instrument	5946/1004

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,514.00 (+42.12%) Homeowner's exemption	$531,799 (+42.09%)	$669,500 (+35.99%) Land $193,500 Building $476,000
2023	$5,287.00 (+3.81%) Homeowner's exemption	$374,266 (+3%)	$492,300 (+12.12%) Land $137,600 Building $354,700
2022	$5,093.00 Homeowner's exemption	$363,366	$439,100 Land $137,600 Building $301,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 368 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.