3906 Crail Rd, Champaign, IL 61822 Property Records

Champaign County property record for 3906 Crail Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,794 sqft · built 1999
Lot Size	0.202 acres (8,808 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,500 (Apr 2026)
Tax Bill	$6,356 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-20-16-360-007`

Property Details

APN / Parcel Number

Primary APN	`44-20-16-360-007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,794 sqft Building Perimeter
1st Floor Area	1,794 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,808 sqft (0.202 acres)
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3906 CRAIL RD
City	CHAMPAIGN
State	IL
Zip	61822-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 205 TURNBERRY RIDGE NO 2
Legal Range	08E
Legal Township	19N
Legal Section	16
Legal Subdivision	TURNBERRY RIDGE NO 2
Legal Lot Number	205
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2090
Census Tract	1205

Owner

Source: Champaign County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3906 CRAIL RD, CHAMPAIGN, IL 61822-8557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Deed Document Number	20264970
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 8, 2026
Property Address	3906 CRAIL RD, CHAMPAIGN, IL 61822-8557
Document Number	0000004970
Instrument Date	Apr 3, 2026
Instrument	20264970
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,858.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3906 CRAIL RD, CHAMPAIGN, IL 61822-8557

Mortgage

Document Number	0000004971,
Date	Apr 8, 2026
Instrument	20264971

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,120 (+12.19%) Land $20,060 Building $74,060	$282,360 (+12.19%) Land $60,180 Building $222,180
2024	$6,356.00 (+7.78%)	$83,890 (+19.03%) Land $17,880 Building $66,010	$251,670 (+19.03%) Land $53,640 Building $198,030
2023	$5,897.00 (+7.83%)
2022	$5,469.00 Homeowner's exemption Senior Citizen's exemption	$70,480 Land $15,020 Building $55,460	$211,440 Land $45,060 Building $166,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream, Volo.net Internet+Tech.

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