3906 Countryside View Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3906 Countryside View Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,134 sqft · built 2002
Lot Size	0.321 acres (14,026 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Dec 2018)
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88128`

Property Details

APN / Parcel Number

Primary APN	`88128`
Alternative APN	`262630062700010910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,134 sqft Heated Area
Gross Area	3,272 sqft
1st Floor Area	2,134 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,026 sqft (0.321 acres)
Garage Type	Finished
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	438 sqft
Deck Area	562 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88128
Street Address	3906 COUNTRYSIDE VIEW CT
City	SAINT CLOUD
State	FL
Zip	34772-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 2 PB 11 PG 112-113 LOT 91
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 2
Legal Tract	627
Legal Block	1
Legal Lot Number	91
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3906 COUNTRYSIDE VIEW CT, SAINT CLOUD, FL 34772-7048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Dec 14, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2018	Warranty Deed, Transfer OPENDOOR TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	2018183307
Deed Book / Page	5449 / 2150
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3906 COUNTRYSIDE VIEW CT, SAINT CLOUD, FL 34772-7048
Document Number	0056332875
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3906 COUNTRYSIDE VIEW CT ST CLOUD FL 347727048, ST CLOUD, FL 34772-7048

Mortgage

Document Number	0056332875
Date	Dec 4, 2019
Book Page	005633/002875
Instrument	156698

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 14, 2018
Property Address	3906 COUNTRYSIDE VIEW CT, SAINT CLOUD, FL 34772-7048
Document Number	0054492150
Book / Page	5449 / 2150
Map Reference	MB 11 PG 112&133
Instrument Date	Dec 13, 2018
Instrument	2018183307
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	OPENDOOR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,051.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 COUNTRYSIDE VIEW CT, SAINT CLOUD, FL 34772-7048

Mortgage

Document Number	2018183308
Date	Dec 14, 2018
Instrument	2018183308

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 25, 2018
Property Address	3906 COUNTRYSIDE VIEW CT, SAINT CLOUD, FL 34772-7048
Document Number	0054060144
Book / Page	005406 / 000144
Instrument Date	Sep 19, 2018
Instrument	143716
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	OPENDOOR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,019.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,584.00 (+6.28%) Homeowner's exemption	$299,031 (+6.16%)	$397,100 (+2.69%) Land $70,000 Building $327,100
2023	$4,313.00 (+3.45%) Homeowner's exemption	$281,668 (+3%)	$386,700 (+14.51%) Land $65,000 Building $321,700
2022	$4,169.00 Homeowner's exemption	$273,465	$337,700 Land $60,000 Building $277,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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