3906 Convergence St, Durham, NC 27704 Property Records

Durham County property record for 3906 Convergence St, Durham, NC 27704

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,459 sqft · built 2022
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (Jan 2023)
Tax Bill	$3,715 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0823-47-9431`

Property Details

APN / Parcel Number

Primary APN	`0823-47-9431`
Alternative APNs	`0823-47-9421` `231990`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,459 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	3906 CONVERGENCE ST
City	DURHAM
State	NC
Zip	27704-2041
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDR 7.200
Legal Description	DUKE 97 SUB/PH:01&02/LT#04 PL:000206-000168
Legal Subdivision	DUKE 97 SUBDIVISION
Legal Phase	1&2
Legal Lot Number	4
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1010
Census Tract	1710

Owner

3906 Convergence St, a townhouse, is owned and occupied by two individuals who bought it in January 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3906 CONVERGENCE ST, DURHAM, NC 27704-2041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Deed Document Number	202350811
Deed Book / Page	9856 / 637
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 31, 2023
Property Address	3906 CONVERGENCE ST, DURHAM, NC 27704-2041
Document Number	0098560637
Book / Page	9856 / 637
Map Reference	MB 206 PG 167-169
Instrument Date	Jan 31, 2023
Instrument	2023050811
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4004 BARRETT DR STE 202, 202, RALEIGH, NC 27609-6620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 CONVERGENCE STREET, DURHAM, NC 27704-2041

Mortgage

Document Number	2023050812
Date	Jan 31, 2023
Instrument	2023050812

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Max Rate	11.1%

Tax Assessment & Valuation

The 2026 property tax bill for 3906 Convergence St was $3,715, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,715.00 (+2.51%)	$365,610 (-) Land $75,000 Building $290,610	$365,610 (-) Land $75,000 Building $290,610
2025	$3,624.00	$365,610 Land $75,000 Building $290,610	$365,610 Land $75,000 Building $290,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3906 Convergence St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3906 Convergence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20