Hamilton County property record for 3906 Blanchard St, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1976 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Jul 2025) |
| Tax Bill | $444 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147J K 003 |
| Primary APN | 147J K 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079913 |
|---|---|
| Street Address | 3906 BLANCHARD ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 60 BLK 12 EAST HIGHLANDS PB7 PG32 |
| Legal Subdivision | EAST HIGHLANDS |
| Legal Block | 12 |
| Legal Lot Number | 60 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 3300 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1812 S HOLLY ST, CHATTANOOGA, TN 37404-5019 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage TENNESSEE VALLEY FCU |
| Jul 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Oct 14, 2020 | Quit Claim Deed, Transfer PINNACLE BK |
| Jul 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI PINNACLE BK |
| Mar 20, 2019 | Warranty Deed, Construction Loan · Construction Mortgage MIKE KELLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Mar 20, 2019 · Amount on Record |
| Deed Document Number | 2025268 |
| Deed Book / Page | 13969 / 671 |
| Prior Transfer Date | Sep 9, 2020 |
| Prior Transfer Doc | 0000000134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3906 BLANCHARD ST, CHATTANOOGA, TN 37411-2107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000013 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 12968/606 |
| Instrument | 2022052400013 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 128 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3906 BLANCHARD ST, CHATTANOOGA, TN 37411-2107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, RCT |
| Name | Verified Name |
|---|---|
| Address | 1812 S HOLLY ST, CHATTANOOGA, TN 37404-5019 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000269 |
|---|---|
| Date | Jul 1, 2025 |
| Book Page | 13969/674 |
| Instrument | 2025070100269 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 14, 2020 |
| Property Address | 3906 BLANCHARD ST, CHATTANOOGA, TN 37411-2107 |
| Document Number | 1014000134 |
| Book / Page | 012190 / 000534 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 201014000134 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2441 OLD FORT PKWY #Q472 MURFREESBORO TN 371284162, Q472, MURFREESBORO, TN 37128-4162 |
| Document Number | 1014000135 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 012190/000538 |
| Instrument | 201014000135 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3906 BLANCHARD ST, CHATTANOOGA, TN 37411-2107 |
| Document Number | 0814000033 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1510 GLENBRIDGE DR MURFREESBORO TN 37128, MURFREESBORO, TN 37128 |
| Document Number | 0814000033 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 011728/000395 |
| Instrument | 190814000033 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37130 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 20, 2019 |
| Property Address | 3906 BLANCHARD ST, CHATTANOOGA, TN 37411-2107 |
| Document Number | 0320000092 |
| Book / Page | 011592 / 000144 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 190320000092 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 2, 2019 |
| Title Company | LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 73 WHITE BRIDGE RD #103 NASHVILLE TN 372051444, 103, NASHVILLE, TN 37205-1444 |
| Document Number | 320000093 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 011592/000146 |
| Instrument | 190320000093 |
| Name | MIKE KELLY |
|---|---|
| Address | 8333 POPPY LN, LIBERTY TOWNSHIP, OH 45044-9816 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 19, 2020 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $444.00 (+16.84%) | $29,350 (+72.65%) | $117,400 (+72.65%) Land $45,000 Building $72,400 |
| 2024 | $380.00 | $17,000 (-) | $68,000 (-) Land $15,000 Building $53,000 |
| 2023 | $380.00 | $17,000 (-) | $68,000 (-) Land $15,000 Building $53,000 |
| 2022 | $380.00 | $17,000 | $68,000 Land $15,000 Building $53,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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