Tate County property record for 3906 Bend Rd, Coldwater, MS 38618 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,792 sqft · built 1980 |
| Lot Size | 14 acres (609,840 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,988 (2025) |
| Deeds & Mortgages | May 2022 Sale Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 052 09 0001000 |
| Primary APN | 052 09 0001000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,792 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 609,840 sqft (14 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 3906 BEND RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-6562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S 1/2 SE 1/4 |
| Legal Range | 09 |
| Legal Township | 04 |
| Legal Section | 09 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950301 |
Source: Tate County records · APN 052 09 0001000
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3906 BEND RD, COLDWATER, MS 38618-6562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Warranty Deed, Transfer |
| Jul 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NENPHIS CITY EMP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2022 |
| Deed Sale | May 24, 2022 |
| Deed Document Number | 0020222026 |
| Deed Book / Page | 2022 / 2026 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | May 24, 2022 |
| Property Address | 3906 BEND RD, COLDWATER, MS 38618-6562 |
| Document Number | 02022/2026 |
| Book / Page | 2022 / 2026 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3906 BEND RD, COLDWATER, MS 38618-6562 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 3906 BEND RD, COLDWATER, MS 38618-6562 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/9819 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 2019/9819 |
| Name | NENPHIS CITY EMP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2034 |
Source: Tate County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,988.00 (+30.45%) | $18,700 (+35.93%) Land $3,340 Building $15,360 | $187,000 (+35.93%) Land $33,400 Building $153,600 |
| 2023 | $1,524.00 | $13,757 Land $3,340 Building $10,417 | $137,572 Land $33,400 Building $104,172 |
Source: FEMA National Flood Hazard Layer, Tate County (28137C), updated May 3, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281379503011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2002–2016) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2016, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 53% of the US · above 63% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 862 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Tallahatchie Valley Internet Services | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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