St. Lucie County property record for 3906 Ave O, Fort Pierce, FL 34947
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 858 sqft · built 1977 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,696 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2405-601-0319-000-3 |
| Primary APN | 2405-601-0319-000-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 858 sqft Living Area |
| Gross Area | 1,170 sqft |
| 1st Floor Area | 858 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 18615 |
|---|---|
| Street Address | 3906 AVENUE O |
| City | FORT PIERCE |
| State | FL |
| Zip | 34947-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNLAND GARDENS BLK 17 LOT 14 (0.18 AC) |
| Legal Range | 40E |
| Legal Township | 35S |
| Legal Section | 05 |
| Legal Subdivision | SUNLAND GARDENS |
| Legal Block | 17 |
| Legal Lot Number | 14 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | FORT PIERCE |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 380902 |
Source: St. Lucie County records · APN 2405-601-0319-000-3
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3906 AVENUE O, FORT PIERCE, FL 34947-1837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Jan 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ST LUCIE HABITAT FOR HUMANITY INC |
| Oct 22, 2021 | Deed of Trust, Mortgage ST LUCIE COUNTY |
| Jul 01, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2012 |
| Deed Sale | Sep 24, 2012 |
| Deed Document Number | 20123749899 |
| Deed Book / Page | 3434 / 2167 |
| Last Transfer Date | Jul 01, 2021 |
| Transfer Doc | 0046402820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 3906 AVENUE O, FORT PIERCE, FL 34947-1837 |
| Document Number | 0054661661 |
| Book / Page | 5466 / 1661 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20265613632 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3906 AVENUE O, FORT PIERCE, FL 34947-1837 |
| Document Number | 0005613632, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 5466/1661 |
| Instrument | 20265613632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 3906 AVENUE O, FORT PIERCE, FL 34947-1837 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3906 AVENUE O, FORT PIERCE, FL 34947-1837 |
| Document Number | 0047551568 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 4755/1568 |
| Instrument | 4979221 |
| Name | ST LUCIE HABITAT FOR HUMANITY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT PIERCE, FL 34950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 3906 AVENUE O, FORT PIERCE, FL 34947-1837 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047082105 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 4708/2105 |
| Instrument | 4942423 |
| Name | ST LUCIE COUNTY |
|---|---|
| Type | Government Agency |
| Address | FORT PIERCE, FL 34982 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jul 01, 2021 |
| Property Address | 3906 AVENUE O, FORT PIERCE, FL 34947-1837 |
| Document Number | 0046402820 |
| Book / Page | 4640 / 2820 |
| Map Reference | MB 8 PG 32 |
| Instrument Date | Jul 01, 2021 |
| Instrument | 4888395 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3015 AVENUE T, 3015, FORT PIERCE, FL 34947-2056 |
| Name | Verified Name |
|---|---|
| Address | 3906 AVENUE O, FORT PIERCE, FL 34947-1837 |
Source: St. Lucie County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,698 (-11.05%) | $140,400 (+7.01%) Land $56,300 Building $84,100 | |
| 2024 | $1,696.00 (+2.79%) | ||
| 2023 | $1,650.00 (+4.43%) Additional exemption filed | $131,200 (+22.73%) Land $51,000 Building $80,200 | $131,200 (+22.73%) Land $51,000 Building $80,200 |
| 2022 | $1,580.00 Homeowner's exemption Disabled Person's exemption | $106,900 Land $35,000 Building $71,900 | $106,900 Land $35,000 Building $71,900 |
Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121113809023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (2008–2017) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 269 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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