3906 1st St, Union Gap (Yakima), WA 98903 Property Records

Yakima County property record for 3906 1st St, Union Gap, WA 98903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,356 sqft · built 1940
Lot Size	0.119 acres (5,203 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Jul 2021)
Tax Bill	$2,063 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`191208-22459`

Property Details

APN / Parcel Number

Primary APN	`191208-22459`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,587 sqft
1st Floor Area	1,356 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,203 sqft (0.119 acres)
View / Lot	Road
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	231 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3906 1ST ST
City	UNION GAP
State	WA
Zip	98903-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SCHANNOS ADD.TO UNION GAP: LOT 10 BLK 34
Legal Subdivision	SCHANNOS ADD.TO UNION GAP
Legal Block	34
Legal Lot Number	10
Jurisdiction	YAKIMA WA
Township / Civil Division	YAKIMA
Census Block Group	2
Census Block	2053
Census Tract	1400

Owner

3906 1st St is owned and occupied by two individuals who bought it in July 2021.

Source: Yakima County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3906 1ST ST, UNION GAP, WA 98903-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 1, 2021	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Jul 16, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC
Oct 31, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 24, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Jul 10, 2001 · Amount on File
Deed Document Number	20218107139
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	3906 1ST ST, UNION GAP, WA 98903-2004
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 1ST ST, UNION GAP, WA 98903-2004

Mortgage

Document Number	0008197091
Date	Apr 8, 2024
Instrument	8197091

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAKIMA WA
Recording Date	Jul 1, 2021
Property Address	3906 1ST ST, UNION GAP, WA 98903-2004
Document Number	0008107139
Map Reference	VOL A PG 32
Instrument Date	Jun 28, 2021
Instrument	8107139
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,613.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 1ST ST, UNION GAP, WA 98903-2004

Mortgage

Document Number	0008107140
Date	Jul 1, 2021
Instrument	8107140

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	3906 1ST ST, UNION GAP, WA 98903-2004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008060214
Date	Jul 16, 2020
Instrument	8060214

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	3906 1ST ST, UNION GAP, WA 98903-2004
Document Number	0008033331
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 1ST ST UNION GAP WA 989032004, UNION GAP, WA 98903-2004

Mortgage

Document Number	0008033331
Date	Nov 6, 2019
Instrument	8033331

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	3906 1ST ST, UNION GAP, WA 98903-2004
Document Number	0008003231
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 1ST ST UNION GAP WA 989032004, UNION GAP, WA 98903-2004

Mortgage

Document Number	0008003231
Date	Dec 31, 2018
Instrument	8003231

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3906 1st St was $2,063.

Source: Yakima County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Yakima County
Municipality	Union Gap City
Unified School District	Union Gap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,063.00	$270,200 Land $77,900 Building $192,300	$270,200 Land $77,900 Building $192,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3906 1st St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (1980–1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3906 1st St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GAP WATER serves 6,433 people · EPA ID WA5390250
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Gigabeam Internet Fixed Wireless	500 / 500
Advanced High Speed Internet Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
PocketiNet Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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