3905 Williams Bridge Rd, Toccoa, GA 30577 Property Records

Franklin County property record for 3905 Williams Bridge Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,400 sqft · built 2015
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Mar 2019)
Tax Bill	$1,922 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-032-A`

Property Details

APN / Parcel Number

Primary APN	`008-032-A`
Alternative APN	`17993`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,400 sqft Heated Area
1st Floor Area	1,400 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	72,745 sqft (1.67 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	224 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17993
Street Address	3905 WILLIAMS BRIDGE RD
City	TOCCOA
State	GA
Zip	30577-4962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RURAL
Legal Description	1.67 ACRES WILLIAMS BRIDGE RD
Legal Subdivision	WILLIAMS
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1046
Census Tract	890201

Owner

Source: Franklin County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3905 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-4962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Grant Deed, Transfer · FHA Mortgage ACADEMY MTG
May 1, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK
Feb 19, 2018	Grant Deed, Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Feb 5, 2015 · Amount on Record
Deed Document Number	2019-000324
Deed Book / Page	1337 / 156
Last Transfer Date	Apr 1, 2019
Transfer Doc	0013370156
Record Updated	Jun 8, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Apr 1, 2019
Property Address	3905 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-4962
Document Number	0013370156
Book / Page	001337 / 000156
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 WILLIAMS BRIDGE RD TOCCOA GA 305774962, TOCCOA, GA 30577-4962

Mortgage

Document Number	13370158
Date	Apr 1, 2019
Book Page	001337/000158

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	May 1, 2018
Property Address	3905 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-4962
Document Number	0012990058
Book / Page	001299 / 000058
Instrument Date	Apr 25, 2018
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 WILLIAMS BRIDGE RD TOCCOA GA 30577, TOCCOA, GA 30577

Mortgage

Document Number	12990060
Date	May 1, 2018
Book Page	001299/000060

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 26592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Apr 30, 2020

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Feb 19, 2018
Property Address	3905 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-4962
Document Number	0012900348
Book / Page	001290 / 000348
Instrument Date	Feb 14, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3905 WILLIAMS BRIDGE RD TOCCOA GA 305774962, TOCCOA, GA 30577-4962

Mortgage

Document Number	12910001
Date	Feb 19, 2018
Book Page	001291/000001

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,922.00 (+7.74%)	$83,216 (+20.3%) Land $6,000 Building $77,216	$208,041 (+20.3%) Land $15,000 Building $193,041
2023	$1,784.00 (+9.38%)	$69,173 (+9.37%) Land $4,000 Building $65,173	$172,932 (+9.37%) Land $10,000 Building $162,932
2022	$1,631.00	$63,248 Land $4,000 Building $59,248	$158,120 Land $10,000 Building $148,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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