3905 Waverly Ave, Bakersfield, CA 93313 Property Records

Kern County property record for 3905 Waverly Ave, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,502 sqft · built 1999
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2021)
Tax Bill	$6,258 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-251-04-00-8`

Property Details

APN / Parcel Number

Primary APN	`514-251-04-00-8`
Alternative APNs	`514-251-04-0` `5142510400` `51425104`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,502 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	2,502 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	167 sqft
Patio Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	514251040
Street Address	3905 WAVERLY AVE
City	BAKERSFIELD
State	CA
Zip	93313-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 10K
Legal Description	TRACT 5600 , BLOCK UNC, LOT 4
Legal Subdivision	TRACT 5600 UNIT C
Legal Tract	5600
Legal Block	2
Legal Lot Number	4
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	2
Census Block	2003
Census Tract	3210

Owner

3905 Waverly Ave is owned and occupied by two individuals who bought it in October 2021.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3905 WAVERLY AVE, BAKERSFIELD, CA 93313-5407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage TITLE CONNECTION, TITLE CONNECT
Jan 22, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 7, 2021	Grant Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	May 21, 2004 · Amount on File
Deed Document Number	2021190159
Prior Transfer Date	May 18, 2004
Prior Transfer Doc	0000117578
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Apr 6, 2026
Property Address	3905 WAVERLY AVE, BAKERSFIELD, CA 93313-5407
Document Number	0000037513
Instrument Date	Mar 5, 2026
Instrument	202637513
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3905 WAVERLY AVE, BAKERSFIELD, CA 93313-5407

Mortgage

Document Number	0000037513,
Date	Apr 6, 2026
Instrument	202637513

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Nov 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3905 WAVERLY AVE, BAKERSFIELD, CA 93313-5407
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 WAVERLY AVE, BAKERSFIELD, CA 93313-5407

Mortgage

Document Number	0000007777
Date	Jan 22, 2024
Instrument	224007777

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Nov 1, 2051

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Oct 7, 2021
Property Address	3905 WAVERLY AVE, BAKERSFIELD, CA 93313-5407
Document Number	0000190159
Map Reference	MB 44 PG 98&99
Instrument Date	Aug 30, 2021
Instrument	221190159
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3905 WAVERLY AVE, BAKERSFIELD, CA 93313-5407

Mortgage

Document Number	0000190160
Date	Oct 7, 2021
Instrument	221190160

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3905 Waverly Ave was $6,258, up 2.1% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$476,267 (+2%) Land $86,593 Building $389,674
2025	$6,258.00 (+2.09%)	$466,930 Land $84,896 Building $382,034
2024	$6,130.00 (+1.52%)
2023	$6,038.00 (+4.09%)	$448,800 Land $81,600 Building $367,200
2022	$5,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3905 Waverly Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3905 Waverly Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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