3905 W 49th St, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 3905 W 49th St, Sioux Falls, SD 57106 · Last verified July 2026

Property Summary

Property Type	Bank, Financial Building
Details	19,436 sqft · built 2005
Lot Size	2.66 acres (116,044 sqft)
Owner	Company Name on File
Tax Bill	$107,459 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2024 Mortgage + 16 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-36-427-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-36-427-001-000`
Alternative APN	`78877`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	19,436 sqft Heated Area
1st Floor Area	9,718 sqft
Upper Floors Area	8,205 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	116,044 sqft (2.66 acres)
Parking Spaces	17 Parking Spaces
Patio Area	1,152 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	78877
Street Address	3905 W 49TH ST
City	SIOUX FALLS
State	SD
Zip	57106-4206
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	LOT 1 EVERGREEN OFFICE PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Lot Number	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2000
Census Tract	1110

Owner

Source: Minnehaha County records · APN 01-21-36-427-001-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	220 MAIN ST, HOVEN, SD 57450-7732
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Deed of Trust, Mortgage · VA Mortgage PLAINS COMMERCE BANK
May 03, 2024	Deed of Trust, Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Feb 28, 2012	Deed of Trust, Mortgage · Commercial Mortgage PLAINS COMMERCE BANK
Feb 28, 2012	Deed of Trust, Mortgage · Commercial Mortgage PLAINS COMMERCE BANK
Feb 28, 2012	Deed of Trust, Mortgage · Commercial Mortgage PLAINS COMMERCE BANK
May 21, 2024	Deed of Trust, Mortgage PLAINS COMMERCE BANK
Feb 29, 2012	Deed of Trust, Mortgage · Commercial Mortgage PLAINS COMMERCE BANK
Feb 28, 2012	Deed of Trust, Mortgage · Commercial Mortgage PLAINS COMMERCE BANK
Dec 09, 2024	Deed of Trust, Mortgage SOUTH DAKOTA TO THE SOUTH DAKOTA HOUSING
Mar 04, 2020	Deed of Trust, Mortgage PLAINS COMMERCE BANK
Aug 09, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage MINNEHAHA COUNTY
Aug 07, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage MINNEHAHA COUNTY
Jul 14, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage PLAINS COMMERCE BANK
May 17, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage PLAINS COMMERCE BANK
May 05, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage PLAINS COMMERCE BANK
Dec 07, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLAINS COMMERCE BANK
Feb 14, 2012	Deed of Trust, Mortgage · Commercial Mortgage PLAINS COMMERCE BANK
Jan 13, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 06, 2020
Transfer Doc	291MISC/22
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1864MTG/0742
Date	Aug 14, 2019
Book Page	1864 MTG/0742

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1983/444
Date	May 03, 2024
Book Page	MTG 1983/444

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Non-Lending Institution
Address	3060 E ELIZABETH ST, PIERRE, SD 57501

Agreement

Amount	Amount Recorded

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001698/328
Date	Feb 28, 2012
Book Page	1698/328

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2027

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001698/329
Date	Feb 28, 2012
Book Page	1698/329

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2042

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001698/355
Date	Feb 28, 2012
Book Page	1698/355

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2027

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG1984/233
Date	May 21, 2024
Book Page	MTG 1984/233

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST # 2, SIOUX FALLS, SD 57106

Agreement

Amount	Amount Recorded

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001698/424
Date	Feb 29, 2012
Book Page	1698/424

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2042

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001698/327
Date	Feb 28, 2012
Book Page	1698/327

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2042

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001992/965
Date	Dec 09, 2024
Book Page	1992/965
Instrument	122291

Lender

Name	SOUTH DAKOTA TO THE SOUTH DAKOTA HOUSING
Type	Non-Lending Institution
Address	3060 E ELIZABETH ST, PIERRE, SD 57501

Agreement

Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1878MTG/847
Date	Mar 04, 2020
Book Page	1878 MTG/847

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1973/570
Date	Aug 09, 2023
Book Page	MTG 1973/570

Lender

Name	MINNEHAHA COUNTY
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1973/419
Date	Aug 07, 2023
Book Page	MTG 1973/419

Lender

Name	MINNEHAHA COUNTY
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1972/210
Date	Jul 14, 2023
Book Page	MTG 1972/210

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1969MTG/714
Date	May 17, 2023
Book Page	1969 MTG/714

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1969MTG/176
Date	May 05, 2023
Book Page	1969 MTG/176

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1907MTG/225
Date	Dec 07, 2020
Book Page	1907 MTG/225

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001697/567
Date	Feb 14, 2012
Book Page	1697/567

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2027

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Transaction Type	Mortgage
Record Updated	Mar 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1965MTG/152
Date	Jan 13, 2023
Book Page	1965 MTG/152

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$107,459.00 (-2.1%)	$6,528,400 (-0.81%) Land $767,000 Building $5,761,400
2024	$109,767.00 (+1.84%)	$6,582,000 (+13.02%) Land $767,000 Building $5,815,000
2022	$107,785.00	$5,824,000 Land $812,400 Building $5,011,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Midcontinent Communications, Clarity Telecom, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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