3905 Turtle Vw, Williamsburg, OH 45176 Property Records

Clermont County property record for 3905 Turtle Vw, Williamsburg, OH 45176

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,132 sqft · built 2001
Lot Size	3.49 acres (152,155 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jul 2017)
Tax Bill	$6,098 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-35-06K-048`

Property Details

APN / Parcel Number

Primary APN	`52-35-06K-048`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,132 sqft Living Area
1st Floor Area	774 sqft
Attic	Attic
Attic Area	480 sqft
Basement Area	1,256 sqft
Unfinished Basement	1,256 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	152,155 sqft (3.49 acres)
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Porch	Open Porch
Porch Area	114 sqft
Deck Area	525 sqft
Patio Area	1,396 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Solar
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3905 TURTLE VW
City	WILLIAMSBURG
State	OH
Zip	45176-8239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02TY FROM 523506K033.
Legal Subdivision	LYTLES MILITARY SURVEY NO 4250
Jurisdiction	CLERMONT OH
Township / Civil Division	WILLIAMSBURG
Census Block Group	1
Census Block	1047
Census Tract	40900

Owner

Source: Clermont County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3905 TURTLE VW, WILLIAMSBURG, OH 45176-8239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jul 6, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Prior Sale	Aug 13, 2009 · Amount on Record
Deed Document Number	201715120
Deed Book / Page	2714 / 2228
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Recording Date	Oct 2, 2026
Property Address	3905 TURTLE VW, WILLIAMSBURG, OH 45176-8239
Document Number	0000022893
Book / Page	3035 / 3400
Instrument Date	Sep 16, 2026
Instrument	202622893
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 TURTLE VW, WILLIAMSBURG, OH 45176-8239

Mortgage

Document Number	0000022893,
Date	Oct 2, 2026
Book Page	3035/3400
Instrument	202622893

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2056

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3905 TURTLE VW, WILLIAMSBURG, OH 45176-8239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033157
Date	Nov 23, 2020
Book Page	2860/212
Instrument	202000033157

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 6, 2017
Property Address	3905 TURTLE VW, WILLIAMSBURG, OH 45176-8239
Document Number	0000015120
Book / Page	2714 / 2228
Instrument Date	Jun 29, 2017
Instrument	201700015120
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000015121
Date	Jul 6, 2017
Book Page	2714/2235
Instrument	201700015121

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Williamsburg Township
Unified School District	Williamsburg Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,098.00 (-45.68%)	$153,580 (-) Land $24,220 Building $129,360
2024			$438,800 (-) Land $69,200 Building $369,600
2023	$11,226.00 (+98.97%) Homeowner's exemption	$153,580 (+20.84%) Land $24,220 Building $129,360	$438,800 (+20.85%) Land $69,200 Building $369,600
2022	$5,642.00 Homeowner's exemption	$127,090 Land $19,780 Building $107,310
2020			$363,100 Land $56,500 Building $306,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG VILLAGE PWS serves 2,490 people · EPA ID OH1301411
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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