Mobile County property record for 3905 Terry Ln, Mobile, AL 36605
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,162 sqft · built 1992 |
| Lot Size | 0.497 acres (21,681 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Aug 2007) |
| Tax Bill | $659 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | R023211400001041 |
| Primary APN | R023211400001041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,162 sqft Living Area |
| 1st Floor Area | 2,162 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,681 sqft (0.497 acres) |
| Porch | Slab |
| Porch Area | 302 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1039940 |
|---|---|
| Street Address | 3905 TERRY LN |
| City | MOBILE |
| State | AL |
| Zip | 36605-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 TERRY DALE S/D MBK 8 P 183 & REVISED MBK 8/204 #SEC 40 T5S R1W #MP32 11 40 0 001 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 40 |
| Legal Subdivision | TERRY DALE S/D |
| Legal Lot Number | 8 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1901 |
3905 Terry Ln is owned and occupied by two individuals who bought it in August 2007.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3905 TERRY LN, MOBILE, AL 36605-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2007 · Amount on File |
| Deed Sale | Aug 23, 2007 · Amount on File |
| Prior Sale | Jan 25, 2001 · Amount on File |
| Deed Document Number | 200766977 |
| Deed Book / Page | 6246 / 875 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3905 Terry Ln was $659 with a homeowner's exemption, up 7.5% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $659.00 (+7.5%) Homeowner's exemption | $11,250 (+5.24%) Land $1,350 Building $9,900 | $112,500 (+5.24%) Land $13,500 Building $99,000 |
| 2024 | $613.00 (+0.16%) Homeowner's exemption | $10,690 (+1.62%) Land $1,350 Building $9,340 | $106,900 (+1.62%) Land $13,500 Building $93,400 |
| 2023 | $612.00 Homeowner's exemption | $10,520 Land $1,350 Building $9,170 | $105,200 Land $13,500 Building $91,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3905 Terry Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 143 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 185 (1979–2020) |
| Claims Outside the SFHA | 52 of 185 |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3905 Terry Ln is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 92% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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