Hamilton County property record for 3905 Springoak Dr, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,805 sqft · built 1971 |
| Lot Size | 0.524 acres (22,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Mar 2026) |
| Tax Bill | $3,978 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0240-0029-00 |
| Primary APN | 550-0240-0029-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| Gross Area | 2,610 sqft |
| 1st Floor Area | 1,305 sqft |
| Basement Area | 1,305 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 805 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 22,825 sqft (0.524 acres) |
| Lot Dimensions | 285 ft deep x 80 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 160 sqft |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3905 SPRINGOAK DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-2141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | SPRINGOAK DR 80 X 285.94 IRR LOT 7 RAY K MATHIAS 2ND BLK A |
| Legal Subdivision | MATHIAS 2ND |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21101 |
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3905 SPRINGOAK DR, CINCINNATI, OH 45248-2141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CINCINNATI OHIO POLICE FCU |
| Apr 20, 2021 | Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC |
| Mar 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Jun 28, 2017 | Warranty Deed, Transfer · VA Mortgage CINCINNATI OHIO POLICE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Jun 28, 2017 · Amount on Record |
| Deed Document Number | 202622828 |
| Deed Book / Page | 15632 / 492 |
| Prior Transfer Date | Sep 15, 2010 |
| Prior Transfer Doc | 0000000770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3905 SPRINGOAK DR, CINCINNATI, OH 45248-2141 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000072299 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 15019/74 |
| Instrument | 2023-0072299 |
| Name | CINCINNATI OHIO POLICE FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45203 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 16, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3905 SPRINGOAK DR, CINCINNATI, OH 45248-2141 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000049529 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 14400/2667 |
| Instrument | 2021-0049529 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 27, 2026 |
| Property Address | 3905 SPRINGOAK DR, CINCINNATI, OH 45248-2141 |
| Document Number | 0000022828 |
| Book / Page | 15632 / 492 |
| Map Reference | MB 100 PG 17&18 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026-0022828 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3905 SPRINGOAK DR, CINCINNATI, OH 45248-2141 |
| Document Number | 0000022829 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-0022829 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 28, 2017 |
| Property Address | 3905 SPRINGOAK DR, CINCINNATI, OH 45248-2141 |
| Document Number | 0000008151 |
| Map Reference | MB 100 PG 17&18 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 17-0058151 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $457.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3905 SPRINGOAK DR, CINCINNATI, OH 45248-2141 |
| Document Number | 0000008152 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 17-0058152 |
| Name | CINCINNATI OHIO POLICE FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,978.00 (+2.55%) | $76,332 (-) Land $13,759 Building $62,573 | $218,090 (-) Land $39,310 Building $178,780 |
| 2024 | $3,879.00 (-0.1%) | $76,332 (-) Land $13,759 Building $62,573 | |
| 2023 | $3,883.00 (+21.15%) | $76,332 (+43.01%) Land $13,759 Building $62,573 | $218,090 (+43.01%) Land $39,310 Building $178,780 |
| 2022 | $3,205.00 Homeowner's exemption | $53,376 Land $12,870 Building $40,506 | |
| 2020 | $152,500 Land $36,770 Building $115,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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