3905 Saint Johns Ter, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3905 Saint Johns Ter, Cincinnati, OH 45236

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,249 sqft · built 1942
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$269,900 (Feb 2023)
Tax Bill$7,039 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Feb 2023 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN609-0013-0231-00

Property Details

APN / Parcel Number

Primary APN609-0013-0231-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,249 sqft Living Area
Gross Area1,558 sqft
1st Floor Area779 sqft
Basement Area779 sqft
Finished Basement470 sqft
Unfinished Basement309 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area198 sqft
Deck AreaDeck Area
Patio Area482 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3905 SAINT JOHNS TER
CityCINCINNATI
StateOH
Zip45236-3045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST JOHNS AV 50 X 142.15 IRR R1-T4-S19 NE
JurisdictionHAMILTON OH
Township / Civil DivisionDEER PARK
Census Block Group3
Census Block3002
Census Tract23702

Owner

3905 Saint Johns Ter is owned by an individual who bought it in February 2023.

Source: Hamilton County records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address2261 WASHINGTON AVE, NORWOOD, OH 45212-3238
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Deed of Trust, Mortgage · Line of Credit
AMYTODD LLC
Feb 28, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Dec 16, 2022Deed of Trust, Mortgage · Line of Credit
AS CAPITAL LLC
Oct 7, 2022Deed of Trust, Mortgage · Commercial Mortgage
SPRING VALLEY BANK
May 12, 2022Warranty Deed, Transfer · Commercial Mortgage
NICROY INVESTMENTS LLC
May 27, 2022Re-recorded Document
May 12, 2022Deed, Transfer
Oct 31, 2017Deed of Trust, Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2023 · Amount on File
Deed SaleFeb 28, 2023 · Amount on File
Prior SaleMay 27, 2022 · Amount on File
Deed Document Number202313634
Deed Book / Page14862 / 240
Prior Transfer DateMar 2, 2007
Prior Transfer Doc0000000271
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3905 SAINT JOHNS TER, CINCINNATI, OH 45236-3045
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000007739
DateJan 31, 2023
Book Page14843/1212
Instrument2023-0007739
Lender
NameAMYTODD LLC
TypeNon-Lending Institution
AddressCINCINNATI, OH 45215
Agreement
TypeLine of Credit
AmountAmount on Record

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 28, 2023
Property Address3905 SAINT JOHNS TER, CINCINNATI, OH 45236-3045
Document Number0000013634
Book / Page14862 / 240
Instrument DateFeb 23, 2023
Instrument2023-0013634
Transaction TypeTransfer
Record UpdatedMar 28, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$269.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2261 WASHINGTON AVE, NORWOOD, OH 45212-3238

Mortgage

Document Number0000013635
DateFeb 28, 2023
Instrument2023-0013635
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3905 SAINT JOHNS TER, CINCINNATI, OH 45236-3045
Transaction TypeMortgage
Record UpdatedJan 25, 2023
Title CompanyRAPID TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000113755
DateDec 16, 2022
Book Page14815/91
Instrument2022-0113755
Lender
NameAS CAPITAL LLC
TypeNon-Lending Institution
AddressCINCINNATI, OH 45243
Agreement
TypeLine of Credit
AmountAmount on Record

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3905 SAINT JOHNS TER, CINCINNATI, OH 45236-3045
Transaction TypeMortgage
Record UpdatedNov 25, 2022
Title CompanyTERRY MONNIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5301 W KEMPER RD, CINCINNATI, OH 45252-1449

Mortgage

Document Number0000095159
DateOct 7, 2022
Book Page14768/1674
Instrument2022-0095159
Lender
NameSPRING VALLEY BANK
TypeBank
AddressCINCINNATI, OH 45215
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term16 Months
DueFeb 1, 2024

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 12, 2022
Property Address3905 SAINT JOHNS TER, CINCINNATI, OH 45236-3045
Document Number0000047442
Book / Page14666 / 624
Instrument DateMay 2, 2022
Instrument2022-0047442
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$404.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047443
DateMay 12, 2022
Instrument2022-0047443
Lender
NameNICROY INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record

May 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionHAMILTON OH
Recording DateMay 27, 2022
Property Address3905 SAINT JOHNS TER, CINCINNATI, OH 45236-3045
Document Number0000053442
Book / Page14677 / 823
Instrument DateMay 2, 2022
Instrument2022-0053442
Record UpdatedJun 24, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2570 MODOON RD, FT MITCHELL, KY 41017
InvestorPossibly a Property Investor

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON OH
Recording DateMay 12, 2022
Property Address3905 SAINT JOHNS TER, CINCINNATI, OH 45236-3045
Document Number0000047441
Book / Page14666 / 622
Instrument DateMay 2, 2022
Instrument2022-0047441
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

AmountAmount on Record
Tax$360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2570 S MARTIN RD # 22, 22, BLOOMFIELD, IN 47424-7475
InvestorPossibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3905 SAINT JOHNS TER, CINCINNATI, OH 45236-3045
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099751
DateOct 31, 2017
Instrument17-0099751
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
AmountAmount on Record
Term119 Months
DueSep 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 3905 Saint Johns Ter was $7,039, up 16.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityDeer Park City
Unified School DistrictDeer Park Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,039.00 (+16.21%)$94,466 (+%) Land $13,353 Building $81,113$269,900 Land $38,150 Building $231,750
2024$6,057.00 (+2.85%)$94,464 (-) Land $13,352 Building $81,112
2023$5,889.00 (+86.3%)$94,464 (+142.17%) Land $13,352 Building $81,112$269,900 Land $38,150 Building $231,750
2022$3,161.00 Homeowner's exemption$39,008 Land $11,309 Building $27,699
2020$111,450 Land $32,310 Building $79,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3905 Saint Johns Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3905 Saint Johns Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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