3905 S Sage Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 3905 S Sage Ct, Bloomington, IN 47401

Property Summary

Property Type	Row House
Details	2 bd · 2 ba · 1,498 sqft · built 1987
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2022)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015-18615-43`

Property Details

APN / Parcel Number

Primary APN	`015-18615-43`
Alternative APN	`53-08-16-413-044.000-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Architectural Style	Row Home
Construction Type	Wood
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-18615-43
Street Address	3905 S SAGE CT
City	BLOOMINGTON
State	IN
Zip	47401-8169
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	MEADOW RDGE VLGE S3 PH1 L77
Legal Subdivision	MEADOW RIDGE VILLAGE
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1005
Census Tract	1002

Owner

3905 S Sage Ct, a row house, is owned and occupied by an individual who bought it in July 2022.

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Intrafamily Transfer, Transfer
Oct 26, 2023	Transfer on Death Deed, Transfer
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Nov 7, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Oct 31, 2016
Deed Document Number	202246957
Prior Transfer Date	Oct 31, 2018
Prior Transfer Doc	2018014965
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Oct 25, 2023
Property Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169
Document Number	2023012586
Map Reference	MB 8 PG 130&131
Instrument Date	Oct 13, 2023
Instrument	2023012586
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IN
Recording Date	Oct 26, 2023
Property Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169
Document Number	2023012599
Map Reference	MB 8 PG 130&131
Instrument Date	Oct 13, 2023
Instrument	2023012599
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169

Mortgage

Document Number	2022002069
Date	Feb 7, 2022
Instrument	2022002069

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 25, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 25, 2022
Property Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169
Document Number	2022011243
Map Reference	MB 8 PG 130&131
Instrument Date	Jul 22, 2022
Instrument	2022011243
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169

Mortgage

Document Number	2022011244
Date	Jul 25, 2022
Instrument	2022011244

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Nov 7, 2018
Property Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169
Document Number	2018014965
Map Reference	MB 8 PG 130&131
Instrument Date	Oct 31, 2018
Instrument	2018014965
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 S SAGE CT, BLOOMINGTON, IN 47401-8169

Tax Assessment & Valuation

The 2025 property tax bill for 3905 S Sage Ct was $2,196, down 5.1% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,196.00 (-5.14%)	$245,700 Land $65,000 Building $180,700	$245,700 Land $65,000 Building $180,700
2024	$2,315.00
2023		$232,000 (+12.24%) Land $57,500 Building $174,500	$232,000 (+12.24%) Land $57,500 Building $174,500
2022	$2,004.00	$206,700 Land $50,000 Building $156,700	$206,700 Land $50,000 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3905 S Sage Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 S Sage Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Smithville Communications.

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