3905 S Fork Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 3905 S Fork Ranch Rd, Waco, TX 76705 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,374 sqft · built 2020
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$174,100 (Dec 2020)
Tax Bill$2,730 (2024)
Deeds & MortgagesJan 2026 Mortgage
Jan 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-043016-000224-0

Property Details

APN / Parcel Number

Primary APN28-043016-000224-0
Alternative APN
  • 402950

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,374 sqft Living Area
Gross Area1,774 sqft
1st Floor Area1,374 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions121 ft deep x 93 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3905 S FORK RANCH RD
CityWACO
StateTX
Zip76705-6021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH FORK PH 9 PT 2 LOT 24 BLOCK 2 ACRES .24
Legal SubdivisionSOUTH FORK PH 9 PT 2
Legal Block2
Legal Lot Number24
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4010
Census Tract1700

Owner

Source: McLennan County records · APN 28-043016-000224-0

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3905 S FORK RANCH RD, WACO, TX 76705-6021
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 12, 2023Intrafamily Transfer, Transfer
Jun 25, 2020Deed of Trust, Mortgage · Construction Mortgage
CROSSFIRST BANK
Dec 04, 2020Warranty Deed, Transfer · VA Mortgage
WALLICK & VOLK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2020 · Amount on Record
Deed SaleDec 04, 2020 · Amount on Record
Deed Document Number202043297
Last Transfer DateDec 29, 2022
Transfer Doc0000001140
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLENNAN TX
Recording DateJan 30, 2026
Property Address3905 S FORK RANCH RD, WACO, TX 76705-6021
Document Number0000002980
Map ReferenceFILE 2023001140
Instrument DateJan 30, 2026
Instrument2026002980
Transaction TypeTransfer
Record UpdatedMar 06, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 S FORK RANCH RD, WACO, TX 76705-6021

Mortgage

Document Number0000005719
DateJan 30, 2026
Instrument2026005719
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term362 Months
DueMar 01, 2056

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLENNAN TX
Recording DateJan 12, 2023
Property Address3905 S FORK RANCH RD, WACO, TX 76705-6021
Document Number0000001140
Map ReferenceFILE 2019033185
Instrument DateDec 29, 2022
Instrument2023001140
Transaction TypeTransfer
Record UpdatedFeb 12, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 S FORK RANCH RD, WACO, TX 76705-6021

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3905 S FORK RANCH RD, WACO, TX 76705-6021
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020892
DateJun 25, 2020
Instrument2020020892
Lender
NameCROSSFIRST BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeConstruction Mortgage

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateDec 04, 2020
Property Address3905 S FORK RANCH RD, WACO, TX 76705-6021
Document Number0000043297
Instrument DateOct 27, 2020
Instrument43297
Transaction TypeTransfer
Record UpdatedDec 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3905 S FORK RANCH RD WACO TX 767056021, WACO, TX 76705-6021

Mortgage

Document Number43298
DateDec 04, 2020
Instrument43298
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2050

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$263,420 (-1.91%) Land $49,760 Building $213,660$263,420 (-1.91%) Land $49,760 Building $213,660
2024$2,730.00 (+10.04%)
2023$268,550 Land $49,760 Building $218,790$268,550 Land $49,760 Building $218,790
2022$2,481.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 18% of Texas
Wildfire LikelihoodAbout 1 in 1,190 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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