Mobile County property record for 3905 Rutledge Pl, Mobile, AL 36608
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,674 sqft · built 1991 |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Sep 2020) |
| Tax Bill | $2,782 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022806231001039 |
| Primary APN | R022806231001039 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,674 sqft Living Area |
| 1st Floor Area | 2,082 sqft |
| Upper Floors Area | 592 sqft |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 32 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 543148 |
|---|---|
| Old Parcel Number | R022806231001039 |
| Street Address | 3905 RUTLEDGE PL |
| City | MOBILE |
| State | AL |
| Zip | 36608-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 SEC 1 YESTER OAKS SUBD MBK 9 P 14 A & B #SEC 23 T4S R2W #MP28 06 23 1 001 |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 01 |
| Legal Subdivision | YESTER OAKS SUBD |
| Legal Lot Number | 43 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 3302 |
3905 Rutledge Pl is owned and occupied by an individual who bought it in September 2020.
Source: Mobile County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3905 RUTLEDGE PL, MOBILE, AL 36608-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Apr 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on File |
| Deed Sale | Sep 24, 2020 · Amount on File |
| Deed Document Number | 2020058707 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Sep 24, 2020 |
| Property Address | 3905 RUTLEDGE PL, MOBILE, AL 36608-1819 |
| Document Number | 0000058707 |
| Map Reference | MB 9 PG 14A&B |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2020058707 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | SLT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 CARIBBEAN VILLAGE DR, 127, GUYTON, GA 31312-6598 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3905 RUTLEDGE PL, MOBILE, AL 36608-1819 |
| Document Number | 0000058708 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020058708 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 25, 2018 |
| Property Address | 3905 RUTLEDGE PL, MOBILE, AL 36608-1819 |
| Document Number | 0000022631 |
| Book / Page | 007628 / 001295 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 22631 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $419.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3905 RUTLEDGE PL MOBILE AL 366081819, MOBILE, AL 36608-1819 |
| Document Number | 22632 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 007628/001297 |
| Instrument | 22632 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 3905 Rutledge Pl was $2,782 with a homeowner's exemption, down 2.1% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,782.00 (-2.15%) Homeowner's exemption | $44,710 (-2.12%) Land $10,000 Building $34,710 | $447,100 (-2.12%) Land $100,000 Building $347,100 |
| 2024 | $2,843.00 (+9.22%) Homeowner's exemption | $45,680 (+9.05%) Land $10,000 Building $35,680 | $456,800 (+9.05%) Land $100,000 Building $356,800 |
| 2023 | $2,603.00 Homeowner's exemption | $41,890 Land $10,000 Building $31,890 | $418,900 Land $100,000 Building $318,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3905 Rutledge Pl in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 29 (1978–2024) |
| Claims Outside the SFHA | 21 of 29 |
| Most Recent Claim | Jul 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3905 Rutledge Pl is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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