3905 Ridge Rd, Springfield, OH 45502 Property Records

Clark County property record for 3905 Ridge Rd, Springfield, OH 45502

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,025 sqft · built 1972
Lot Size	1.52 acres (66,211 sqft)
Owner	Owner Name on Record
Tax Bill	$2,474 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-07-00007-000-046`

Property Details

APN / Parcel Number

Primary APN	`300-07-00007-000-046`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Detached
Garage Area	1,028 sqft
Deck Area	471 sqft
Patio Area	471 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3905 RIDGE RD
City	SPRINGFIELD
State	OH
Zip	45502-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	S PT S W QR
Legal Subdivision	MRS
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4026
Census Tract	2200

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3905 RIDGE RD, SPRINGFIELD, OH 45502-9328
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 9, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 28, 2011
Transfer Doc	0000004187
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3905 RIDGE RD, SPRINGFIELD, OH 45502-9328
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 RIDGE RD, SPRINGFIELD, OH 45502-9328

Mortgage

Document Number	0000000593
Date	Jan 14, 2026
Book Page	2263/1316
Instrument	202600000593

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3905 RIDGE RD, SPRINGFIELD, OH 45502-9328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006708
Date	Jun 5, 2019
Book Page	2157/4613
Instrument	201900006708

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3905 RIDGE RD, SPRINGFIELD, OH 45502-9328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 RIDGE RD, SPRINGFIELD, OH 45502-9328

Mortgage

Document Number	0000011347
Date	Sep 9, 2019
Book Page	2161/2748
Instrument	201900011347

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 20, 2049

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Springfield Township
Unified School District	Clark-Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,140 (+28.15%) Land $18,610 Building $44,530	$180,410 (+28.18%) Land $53,170 Building $127,240
2024	$2,474.00
2023		$49,270 Land $13,480 Building $35,790
2022			$140,750 Land $38,500 Building $102,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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