3905 Richland St, Springfield, OR 97478 Property Records

Lane County property record for 3905 Richland St, Springfield, OR 97478

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1967
Lot Size	0.21 acres (9,165 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Jul 2001)
Tax Bill	$1,940 (2025)
Deeds & Mortgages	Dec 2020 Reverse Mortgage Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`18-02-06-41-06300-000`

Property Details

APN / Parcel Number

Primary APN	`18-02-06-41-06300-000`
Alternative APNs	`1802064106300` `0566230`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,165 sqft (0.21 acres)
Lot Dimensions	116 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	288 sqft
Driveway	Driveway
Driveway Area	210 sqft
Parking Spaces	1 Parking Space
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	0566230
Street Address	3905 RICHLAND ST
City	SPRINGFIELD
State	OR
Zip	97478-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E25
Legal Description	TL 06300
Legal Range	02
Legal Township	18
Legal Section	06
Legal Subdivision	FIRST ADDITION TO WILLAMETTE MANOR
Legal Block	3
Legal Lot Number	6300
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4009
Census Tract	3500

Owner

Source: Lane County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3905 RICHLAND ST, SPRINGFIELD, OR 97478-9571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Nov 29, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage ALL REVERSE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2001 · Amount on File
Deed Sale	Jul 24, 2001 · Amount on File
Deed Document Number	200145898
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3905 RICHLAND ST, SPRINGFIELD, OR 97478-9571
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077344
Date	Dec 30, 2020
Instrument	2020-077344

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.47%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3905 RICHLAND ST, SPRINGFIELD, OR 97478-9571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058554
Date	Nov 29, 2017
Instrument	2017-058554

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3905 RICHLAND ST, SPRINGFIELD, OR 97478-9571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062542
Date	Oct 28, 2020
Instrument	2020-062542

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BEACH HAVEN, NJ 08008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Apr 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3905 RICHLAND ST, SPRINGFIELD, OR 97478-9571
Document Number	0000077178
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3905 RICHLAND ST SPRINGFIELD OR 974789571, SPRINGFIELD, OR 97478-9571

Mortgage

Document Number	0000077178
Date	Dec 30, 2020
Instrument	77178

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3905 RICHLAND ST, SPRINGFIELD, OR 97478-9571
Document Number	0000077345
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3905 RICHLAND ST SPRINGFIELD OR 974789571, SPRINGFIELD, OR 97478-9571

Mortgage

Document Number	0000077345
Date	Dec 30, 2020
Instrument	77345

Lender

Name	ALL REVERSE MTG
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,940.00 (+3.85%)	$164,831 (+6.09%)	$349,963 (+2.08%) Land $91,293 Building $258,670
2023	$1,868.00 (+4.07%)	$155,370 (+3%)	$342,820 (+4.14%) Land $91,293 Building $251,527
2022	$1,795.00	$150,845	$329,185 Land $77,598 Building $251,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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