3905 Rainier Dr, Howell, MI 48843 Property Records

Livingston County property record for 3905 Rainier Dr, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,388 sqft · built 2006
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jan 2026)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-32-201-012`

Property Details

APN / Parcel Number

Primary APN	`07-32-201-012`
Alternative APN	`470732201012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	1,388 sqft
Unfinished Basement	1,388 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Lot Area	1,742 sqft (0.04 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3905 RAINIER DR
City	HOWELL
State	MI
Zip	48843-9203
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	SEC 32, T3N, R5E, VILLA'S OF OCEOLA, UNIT # 12 LIV CTY CONDO SUB PLAN 319
Legal Range	05E
Legal Township	03N
Legal Section	32
Legal Subdivision	LIV CTY CONDO SUB
Legal Unit	12
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	3
Census Block	3006
Census Tract	712601

Owner

3905 Rainier Dr, a condominium, is owned and occupied by two individuals who bought it in January 2026.

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	71 W HUBBARD ST, CHICAGO, IL 60654-4637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
Jan 2, 2026	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on File
Deed Sale	Jan 2, 2026 · Amount on File
Deed Document Number	2026109
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3905 RAINIER DR, HOWELL, MI 48843-9203
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 W HUBBARD ST, CHICAGO, IL 60654-4637
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023863
Date	Nov 24, 2025
Instrument	2025R-023863

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company
Address	26261 EVERGREEN RD # 510, SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 2, 2026
Property Address	3905 RAINIER DR, HOWELL, MI 48843-9203
Document Number	0000000109
Instrument Date	Nov 21, 2025
Instrument	2026R-000109
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3905 RAINIER DR, HOWELL, MI 48843-9203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 W HUBBARD ST APT 2506, 2506, CHICAGO, IL 60654-4619
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023863
Date	Jan 2, 2026
Instrument	2025R-023863

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2055

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3905 RAINIER DR, HOWELL, MI 48843-9203
Document Number	0000037532
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 RAINIER DR #12 HOWELL MI 488439203, 12, HOWELL, MI 48843-9203

Mortgage

Document Number	0000037532
Date	Dec 26, 2017
Instrument	37532

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3905 Rainier Dr was $2,659 with a homeowner's exemption, up 2.9% from the year before.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,900 (+8.34%)	$355,800 (+8.34%)
2025	$2,659.00 (+2.94%) Homeowner's exemption	$164,200	$328,400
2024	$2,583.00
2023		$134,700
2021			$269,400
2019	$2,539.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3905 Rainier Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 Rainier Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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