Hamilton County property record for 3905 Pelham Rd, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,650 sqft · built 2013 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Company Name on File |
| Last Sale | $960,000 (Jul 2025) |
| Tax Bill | $8,950 (2024) |
| Deeds & Mortgages | Nov 2022 Mortgage Jul 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-19-003-017.000-018 |
| Primary APN | 29-09-19-003-017.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,650 sqft Living Area |
| Basement Area | 1,715 sqft |
| Finished Basement | 1,300 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 170 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709190003017000 |
|---|---|
| Street Address | 3905 PELHAM RD |
| City | CARMEL |
| State | IN |
| Zip | 46074-7713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .43, SECTION 19, TOWNSHIP 18, RANGE 3, OVERBROOK FARMS, SECTION 1, LOT 17 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 19 |
| Legal Subdivision | OVERBROOK FARMS |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 110910 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3905 PELHAM RD, CARMEL, IN 46074-7713 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Jul 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Nov 16, 2018 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Prior Sale | Jun 10, 2022 · Amount on File |
| Deed Document Number | 2025028831 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3905 PELHAM RD, CARMEL, IN 46074-7713 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000054931 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022054931 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 6000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 17, 2025 |
| Property Address | 3905 PELHAM RD, CARMEL, IN 46074-7713 |
| Document Number | 0000028831 |
| Map Reference | DOC 200600061278 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 2025028831 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3905 PELHAM RD, CARMEL, IN 46074-7713 |
| Document Number | 0000028832 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 2025028832 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 10, 2022 |
| Property Address | 3905 PELHAM RD, CARMEL, IN 46074-7713 |
| Document Number | 0000029008 |
| Map Reference | CAB 4 SL 161 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022029008 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 3905 PELHAM RD, CARMEL, IN 46074-7713 |
| Document Number | 0000029009 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022029009 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 16, 2018 |
| Property Address | 3905 PELHAM RD, CARMEL, IN 46074-7713 |
| Document Number | 2018054021 |
| Map Reference | CAB4 SL161 |
| Instrument Date | Nov 10, 2018 |
| Instrument | 2018054021 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | CHICAGO TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3905 PELHAM RD, CARMEL, IN 46074-7713 |
| Document Number | 2018054022 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018054022 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.97% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.97% |
| Index | 1-Year LIBOR |
| Max Rate | 8.97% |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $818,800 (+4.67%) Land $225,000 Building $593,800 | $818,800 (+4.67%) Land $225,000 Building $593,800 | |
| 2024 | $8,950.00 (+0.53%) | ||
| 2023 | $8,903.00 (+12.92%) Homeowner's exemption | $782,300 (+17.13%) Land $225,000 Building $557,300 | $782,300 (+17.13%) Land $225,000 Building $557,300 |
| 2022 | $7,884.00 Homeowner's exemption | $667,900 Land $150,000 Building $517,900 | $667,900 Land $150,000 Building $517,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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