Hamilton County property record for 3905 Oak St, Silverton, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,240 sqft · built 1927 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2021) |
| Tax Bill | $6,546 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2017 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 602-0002-0346-00 |
| Primary APN | 602-0002-0346-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| 2nd Floor Area | 448 sqft |
| Upper Floors Area | 448 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3905 OAK ST |
|---|---|
| City | SILVERTON |
| State | OH |
| Zip | 45236-3921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3905 OAK AVE 50 X 100 SS OAK ST 50 FT E OF HIGHLAND |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SILVERTON |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 23800 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3905 OAK ST, SILVERTON, OH 45236-3921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Jul 13, 2017 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE |
| Jan 17, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jan 17, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on Record |
| Deed Sale | Jul 6, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2017 · Amount on Record |
| Deed Document Number | 0000081590 |
| Deed Book / Page | 14452 / 1402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 6, 2021 |
| Property Address | 3905 OAK ST, SILVERTON, OH 45236-3921 |
| Document Number | 0000081590 |
| Book / Page | 14452 / 1402 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021-0081590 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3905 OAK ST, SILVERTON, OH 45236-3921 |
| Document Number | 0000081591 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-0081591 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 13, 2017 |
| Property Address | 3905 OAK ST, SILVERTON, OH 45236-3921 |
| Document Number | 0000062895 |
| Book / Page | 013458 / 000573 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 62895 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3905 OAK ST SILVERTON OH 452363921, SILVERTON, OH 45236-3921 |
| Document Number | 62896 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 013458/000575 |
| Instrument | 62896 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 17, 2017 |
| Property Address | 3905 OAK ST, SILVERTON, OH 45236-3921 |
| Document Number | 0000004401 |
| Book / Page | 013334 / 000568 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 4401 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 39050AK AVENUE CINCINNATI OH 45236, CINCINNATI, OH 45236 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 17, 2017 |
| Property Address | 3905 OAK ST, SILVERTON, OH 45236-3921 |
| Document Number | 0000004400 |
| Book / Page | 013334 / 000566 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 4400 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3905 OAK ST SILVERTON OH 452363921, SILVERTON, OH 45236-3921 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Silverton Village |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,546.00 (+9.19%) | $105,000 (+%) Land $8,956 Building $96,044 | |
| 2024 | $5,995.00 (-2.17%) | $104,999 (-) Land $8,956 Building $96,043 | |
| 2023 | $6,128.00 (+20.94%) | $104,999 (+42.86%) Land $8,956 Building $96,043 | $300,000 (+42.86%) Land $25,590 Building $274,410 |
| 2022 | $5,067.00 Homeowner's exemption | $73,500 Land $7,546 Building $65,954 | |
| 2020 | $210,000 Land $21,560 Building $188,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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