Hillsborough County property record for 3905 Oak Hammock Dr, Brandon, FL 33511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,566 sqft · built 1978 |
| Lot Size | 0.249 acres (10,835 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $654 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074482-0968 |
| Primary APN | 074482-0968 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Gross Area | 2,079 sqft |
| 1st Floor Area | 1,566 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,835 sqft (0.249 acres) |
| Lot Dimensions | 122 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 503 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 396 sqft |
| Porch | Open Porch |
| Porch Area | 10 sqft |
| Patio Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0744820968 |
|---|---|
| Street Address | 3905 OAK HAMMOCK DR |
| City | BRANDON |
| State | FL |
| Zip | 33511-7813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-4 |
| Legal Description | FOUR WINDS ESTATES UNIT NO 4 LOT 27 BLOCK 7 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 10 |
| Legal Subdivision | FOUR WINDS ESTATES UNIT NO 4 |
| Legal Tract | 2OG |
| Legal Block | 7 |
| Legal Lot Number | 27 |
| Legal Unit | 4 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13407 |
3905 Oak Hammock Dr is owned and occupied by an individual.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3905 OAK HAMMOCK DR, BRANDON, FL 33511-7813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Special Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Sep 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 19, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FIN |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 10, 2021 |
| Property Address | 3905 OAK HAMMOCK DR, BRANDON, FL 33511-7813 |
| Document Number | 2021234575 |
| Map Reference | MB 45 PG 64 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021234575 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2015 MANHATTAN BEACH BLVD STE 100, 2015, REDONDO BEACH, CA 90278-1230 |
| Name | Verified Name |
|---|---|
| Address | 3905 OAK HAMMOCK DR, BRANDON, FL 33511-7813 |
| Document Number | 2021234576 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021234576 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3905 OAK HAMMOCK DR, BRANDON, FL 33511-7813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0269771232 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 26977/1232 |
| Instrument | 2019414401 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 19, 2021 |
| Property Address | 3905 OAK HAMMOCK DR, BRANDON, FL 33511-7813 |
| Document Number | 0000025919 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 25919 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3905 OAK HAMMOCK DR, BRANDON, FL 33511-7813 |
| Document Number | 0255940235 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3905 OAK HAMMOCK DR BRANDON FL 335117813, BRANDON, FL 33511-7813 |
| Document Number | 0255940235 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 025594/000235 |
| Instrument | 84146 |
| Name | GLOBAL EQUITY FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92117 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2048 |
The 2025 property tax bill for 3905 Oak Hammock Dr was $654.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,333 (+2.7%) | $312,479 (-1.14%) Land $66,795 Building $245,684 | |
| 2025 | $654.00 Disabled Person's exemption Veteran's exemption | $304,122 | $316,087 Land $66,795 Building $249,292 |
| 2023 | $4,777.00 (-11.41%) Homeowner's exemption Veteran's exemption | $286,943 (+2.93%) Land $62,342 Building $224,601 | $286,943 (+2.93%) Land $62,342 Building $224,601 |
| 2022 | $5,392.00 | $278,770 Land $44,530 Building $234,240 | $278,770 Land $44,530 Building $234,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3905 Oak Hammock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 28 (1988–2024) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3905 Oak Hammock Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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