Gila County property record for 3905 N Elm Ln, Pine, AZ 85544
| Property Type | Rural Home |
|---|---|
| Details | 1.75 ba · 1,560 sqft · built 1975 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $351,600 (Oct 2015) |
| Tax Bill | $3,400 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 301-19-012B |
| Primary APN | 301-19-012B |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.75 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 920 sqft |
| Unfinished Basement | 480 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 98,010 sqft (2.25 acres) |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 389 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Forced Air |
| Account Number | R016552 |
|---|---|
| Street Address | 3905 N ELM LN |
| City | PINE |
| State | AZ |
| Zip | 85544-5188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SIXTEENTH: NE QUARTER: NW SECTION: 36 TOWNSHIP: 12N RANGE: 08E PT NE NW SEC 36 T12N R8E COM NW COR SEC 36; TH E 1326.65' ; TH |
| Legal Range | 08E |
| Legal Township | 12N |
| Legal Section | 36 |
| Legal Subdivision | PINE PROPER |
| Legal Lot Number | 73 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 100 |
Source: Gila County records, as of December 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 430, PINE, AZ 85544-0430 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Oct 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2015 · Amount on Record |
| Deed Sale | Oct 30, 2015 · Amount on Record |
| Deed Document Number | 2015-010717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 3905 N ELM LN, PINE, AZ 85544-5188 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3905 N ELM LN, PINE, AZ 85544-5188 |
| Document Number | 0000013277 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022-013277 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | 85664 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 3905 N ELM LN, PINE, AZ 85544-5188 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000010284 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 2018-010284 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 3905 N ELM LN, PINE, AZ 85544-5188 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000005032 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 2020-005032 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 3905 N ELM LN, PINE, AZ 85544-5188 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000013411 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 2020-013411 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Elementary School District | Pine Strawberry Elementary District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,608 (+16.4%) Land $19,640 Building $40,968 | $606,081 (+16.4%) Land $196,397 Building $409,684 | |
| 2025 | $3,400.00 (+7.09%) | ||
| 2024 | $52,068 Land $16,416 Building $35,652 | $520,681 Land $164,156 Building $356,525 | |
| 2023 | $3,175.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 60% of Arizona |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE STRAWBERRY WID private · serves 8,013 people · EPA ID AZ0404034 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 13 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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