Seminole County property record for 3905 Lone Eagle Pl, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,440 sqft · built 2007 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (May 2013) |
| Tax Bill | $4,304 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-19-31-501-0000-0770 |
| Primary APN | 34-19-31-501-0000-0770 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,840 sqft |
| 1st Floor Area | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3905 LONE EAGLE PL |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-5807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 77 STERLING MEADOWS PB 69 PGS 21-28 |
| Legal Range | 31E |
| Legal Township | 19S |
| Legal Section | 34 |
| Legal Subdivision | STERLING MEADOWS |
| Legal Tract | 501 |
| Legal Lot Number | 77 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 21100 |
Source: Seminole County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Sep 20, 2019 | Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Sep 20, 2019 | Loan Modification, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2013 · Amount on Record |
| Deed Sale | May 6, 2013 · Amount on Record |
| Prior Sale | Dec 26, 2007 · Amount on Record |
| Deed Document Number | 201360973 |
| Deed Book / Page | 8029 / 1164 |
| Last Transfer Date | Aug 22, 2019 |
| Transfer Doc | 0094401502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3905 LONE EAGLE PL, SANFORD, FL 32771-5807 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0105960579 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 10596/579 |
| Instrument | 2024023253 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 20, 2019 |
| Property Address | 3905 LONE EAGLE PL, SANFORD, FL 32771-5807 |
| Document Number | 0094401502 |
| Book / Page | 009440 / 001502 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 102571 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 20, 2019 |
| Property Address | 3905 LONE EAGLE PL, SANFORD, FL 32771-5807 |
| Document Number | 0094401518 |
| Book / Page | 009440 / 001518 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 102572 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818 |
| Document Number | 94401518 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 009440/001518 |
| Instrument | 102572 |
| Name | MORGAN STANLEY MTG CAP HOLDING |
|---|---|
| Type | Mortgage Company |
| Address | 1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,304.00 (+17.53%) | $294,124 (+7.86%) Land $70,000 Building $224,124 | $294,124 (+7.86%) Land $70,000 Building $224,124 |
| 2023 | $3,662.00 (+5.05%) | $272,700 (+2.02%) | $272,700 (-3.93%) Land $75,000 Building $197,700 |
| 2022 | $3,486.00 | $267,288 | $283,847 Land $75,000 Building $208,847 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 17 (2008–2024) |
| Claims Outside the SFHA | 7 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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