3905 Lakeside Dr, Rowlett, TX 75088 Property Records

Rockwall County property record for 3905 Lakeside Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,922 sqft · built 1996
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,800 (Jan 2022)
Tax Bill	$10,100 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4287000D0015000R`

Property Details

APN / Parcel Number

Primary APN	`4287000D0015000R`
Alternative APNs	`R44115` `44115`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,922 sqft Living Area
Gross Area	3,522 sqft
1st Floor Area	2,922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	228 sqft
Deck Area	Deck Area
Patio Area	360 sqft
Balcony Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3905 LAKESIDE DR
City	ROWLETT
State	TX
Zip	75088-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE VILLAGE ESTATES PH 1, BLOCK D, LOT 15
Legal Subdivision	LAKESIDE VILLAGE ESTATES PH 1
Legal Tract	15
Legal Block	D
Legal Lot Number	15
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2010
Census Tract	40301

Owner

Source: Rockwall County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3905 LAKESIDE DR, ROWLETT, TX 75088-5550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2022	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 7, 2021	Warranty Deed, Transfer
Dec 18, 2017	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Oct 7, 2021
Deed Document Number	20222397
Prior Transfer Date	Jun 11, 2011
Prior Transfer Doc	0000452671
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	3905 LAKESIDE DR, ROWLETT, TX 75088-5550
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014076
Date	Jul 1, 2020
Instrument	20200000014076

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2050

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 31, 2022
Property Address	3905 LAKESIDE DR, ROWLETT, TX 75088-5550
Document Number	0000002397
Map Reference	CAB C SL 188&189
Instrument Date	Jan 27, 2022
Instrument	20220000002397
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 W 27TH ST, 31, NEW YORK, NY 10001-6914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 LAKESIDE DR, ROWLETT, TX 75088-5550

Mortgage

Document Number	0000002398
Date	Jan 31, 2022
Instrument	20220000002398

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Oct 7, 2021
Property Address	3905 LAKESIDE DR, ROWLETT, TX 75088-5550
Document Number	0000027121
Map Reference	CAB C SL 188
Instrument Date	Oct 1, 2021
Instrument	20210000027121
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 W 27TH ST # 4TH, NEW YORK, NY 10001-6914
Investor	Possibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	3905 LAKESIDE DR, ROWLETT, TX 75088-5550
Document Number	0000023751
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 LAKESIDE DR ROWLETT TX 750885550, ROWLETT, TX 75088-5550

Mortgage

Document Number	0000023751
Date	Dec 27, 2017
Instrument	23751

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rowlett City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,403 (+1.53%) Land $135,600 Building $346,803	$482,403 (+1.53%) Land $135,600 Building $346,803
2025	$10,100.00 (+6.51%)	$475,129 (+4.07%) Land $132,000 Building $343,129	$475,129 (+4.07%) Land $132,000 Building $343,129
2024	$9,483.00 (+3.57%)
2023	$9,156.00 (+92.07%)	$456,562 Land $144,000 Building $312,562	$456,562 Land $144,000 Building $312,562
2021	$4,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

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