3905 Homan Ave, Waco, TX 76707 Property Records

McLennan County property record for 3905 Homan Ave, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 828 sqft · built 1949
Lot Size0.165 acres (7,200 sqft)
OwnerCompany Name on File
Tax Bill$1,353 (2024)
Deeds & MortgagesFeb 2024 Sale
Oct 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-003900-012000-0

Property Details

APN / Parcel Number

Primary APN48-003900-012000-0
Alternative APNs
  • 4800390001200000111
  • 164044

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area828 sqft Living Area
1st Floor Area828 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1983
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeDetached
Garage Area336 sqft
DrivewayConcrete Driveway
Driveway Area324 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3905 HOMAN AVE
CityWACO
StateTX
Zip76707-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBELMONT GARDENS 1 & 3 LOT 15 BLOCK 11 ACRES .1653
Legal SubdivisionBELMONT GARDENS 1 & 3
Legal Block11
Legal Lot Number15
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2023
Census Tract2700

Owner

Source: McLennan County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address601 LAKE AIR DR, B, WACO, TX 76710-5841
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Vendor's Lien, Transfer
ALAMO TITLE 17, ALAMO TITLE
Oct 23, 2018Loan Modification, Consolidation and Extension, Mortgage
ALLIANCE BK CTRL TX
Apr 5, 2018Loan Modification, Mortgage
ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2024
Deed SaleFeb 20, 2024
Prior SaleOct 24, 2007 · Amount on Record
Deed Document Number20244963
Prior Transfer DateOct 22, 2007
Prior Transfer Doc0000038754
Record UpdatedSep 20, 2026

February 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateFeb 20, 2024
Property Address3905 HOMAN AVE, WACO, TX 76707-1647
Document Number0000004963
Map ReferenceVOL 602 PG 297
Instrument DateFeb 16, 2024
Instrument2024004963
Transaction TypeTransfer
Record UpdatedMar 6, 2024
Title CompanyALAMO TITLE 17, ALAMO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 LAKE AIR DR # B, B, WACO, TX 76710-5841

October 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionMCLENNAN TX
Property Address3905 HOMAN AVE, WACO, TX 76707-1647
Document Number0000039406
Instrument DateOct 23, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 HOMAN AVE WACO TX 767071647, WACO, TX 76707-1647

Mortgage

Document Number0000039406
DateNov 9, 2018
Instrument39406
Lender
NameALLIANCE BK CTRL TX
TypeBank
Agreement
AmountAmount Recorded
Interest
Rate5.25%

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3905 HOMAN AVE, WACO, TX 76707-1647
Document Number0000013509
Instrument DateApr 5, 2018
Transaction TypeMortgage
Record UpdatedMay 24, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address2413 WENDY LN WACO TX 767102012, WACO, TX 76710-2012

Mortgage

Document Number0000013509
DateApr 27, 2018
Instrument13509
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76714
Agreement
AmountAmount Recorded
Term12 Months
DueApr 26, 2019
Interest
Rate5.25%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,000 (-50.94%) Land $20,300 Building $39,700$60,000 (-50.94%) Land $20,300 Building $39,700
2024$1,353.00 (-50.64%)
2023$122,300 Land $20,300 Building $102,000$122,300 Land $20,300 Building $102,000
2022$2,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMay 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Radiate Holdings
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

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