3905 Hems Ct, Indian Head, MD 20640 Property Records

Charles County property record for 3905 Hems Ct, Indian Head, MD 20640

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,104 sqft · built 2001
Lot Size	0.163 acres (7,117 sqft)
Owner	Individual Name on File
Last Sale	$41,500 (Aug 2000)
Tax Bill	$7,667 (2025)
Deeds & Mortgages	Feb 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-075235`

Property Details

APN / Parcel Number

Primary APN	`07-075235`
Alternative APNs	`7075235` `075235`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,117 sqft (0.163 acres)
Porch	Open Porch
Porch Area	40 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	075235
Street Address	3905 HEMS CT
City	INDIAN HEAD
State	MD
Zip	20640-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LOT 4 PL 4 S 2-B BRAWNERS ESTATES SUB
Legal Subdivision	BRAWNERS ESTATES SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	2
Census Block	2017
Census Tract	850102

Owner

3905 Hems Ct is owned and occupied by an individual who bought it in August 2000.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3905 HEMS CT, INDIAN HEAD, MD 20640-3150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2000 · Amount on File
Deed Sale	Aug 8, 2000 · Amount on File
Deed Document Number	200024800
Deed Book / Page	3028 / 600
Record Updated	Oct 29, 2026

February 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	3905 HEMS CT, INDIAN HEAD, MD 20640-3150
Document Number	0098920276
Book / Page	009892 / 000276
Instrument Date	Feb 1, 2016
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 HEMS CT INDIAN HEAD MD 206403150, INDIAN HEAD, MD 20640-3150

Mortgage

Document Number	0098920276
Date	Jun 29, 2017
Book Page	009892/000276

Lender

Name	CALIBRE HM LNS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	468 Months
Due	Jun 28, 2056

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 3905 Hems Ct was $7,667 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,033 (+9.14%)	$314,100 (+27.42%) Land $70,100 Building $244,000
2025	$7,667.00 Homeowner's exemption	$246,500 Land $70,100 Building $176,400	$246,500 Land $70,100 Building $176,400
2023	$3,037.00 Homeowner's exemption	$210,767	$246,500 Land $70,100 Building $176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3905 Hems Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 Hems Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYANS ROAD serves 6,260 people · EPA ID MD0080033
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20