Clark County property record for 3905 Harris Ln, Springfield, OH 45503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 2002 |
| Lot Size | 0.3 acres (13,051 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,000 (Aug 2017) |
| Tax Bill | $8,034 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 220-03-00020-108-018 |
| Primary APN | 220-03-00020-108-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 2,055 sqft |
| 1st Floor Area | 1,530 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,051 sqft (0.3 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Slab |
| Porch Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3905 HARRIS LN |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45503-6456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | NORTHRIDGE SUBD 28 C 769 |
| Legal Subdivision | NORTHRIDGE SUBD |
| Legal Block | 108 |
| Legal Lot Number | 18 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | MOOREFIELD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2607 |
Source: Clark County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3905 HARRIS LN, SPRINGFIELD, OH 45503-6456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage DAY AIR CREDIT UNION INC |
| Apr 11, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage DAY AIR CREDIT UNION INC |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CREDIT UNION INC |
| Aug 22, 2017 | Warranty Deed, Transfer DAY AIR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Prior Sale | Jun 27, 2007 · Amount on Record |
| Deed Document Number | 201711905 |
| Deed Book / Page | 2124 / 2544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 3905 HARRIS LN, SPRINGFIELD, OH 45503-6456 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3905 HARRIS LN, SPRINGFIELD, OH 45503-6456 |
| Document Number | 0000003564 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 2235/291 |
| Instrument | 202400003564 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | 3501 WILMINGTON PIKE, KETTERING, OH 45429 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 3905 HARRIS LN, SPRINGFIELD, OH 45503-6456 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003803 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 2222/3377 |
| Instrument | 202300003803 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 3905 HARRIS LN, SPRINGFIELD, OH 45503-6456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002281 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 2185/2776 |
| Instrument | 202100002281 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Aug 22, 2017 |
| Property Address | 3905 HARRIS LN, SPRINGFIELD, OH 45503-6456 |
| Document Number | 0000011905 |
| Book / Page | 002124 / 002544 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 11905 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Title Company | HALLMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3905 HARRIS LN SPRINGFIELD OH 455036456, SPRINGFIELD, OH 45503-6456 |
| Document Number | 11906 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 002124/002546 |
| Instrument | 11906 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 21, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Clark County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| County Subdivision | Moorefield Township |
| Unified School District | Northeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,034.00 (+133.28%) | $98,210 (+24.66%) Land $22,200 Building $76,010 | $280,590 (+24.66%) Land $63,420 Building $217,170 |
| 2024 | $3,444.00 | ||
| 2023 | $78,780 Land $19,060 Building $59,720 | ||
| 2022 | $225,080 Land $54,450 Building $170,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARK COUNTY NORTHRIDGE PWS private · serves 8,874 people · EPA ID OH1201003 |
|---|---|
| Water Source | Purchased groundwater from SPRINGFIELD CITY PWS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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