3905 Harmon Rd, Saint Johns, MI 48879 Property Records

Clinton County property record for 3905 Harmon Rd, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,750 sqft · built 2023
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Apr 2023)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Oct 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-032-100-013-00`

Property Details

APN / Parcel Number

Primary APN	`060-032-100-013-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Basement Area	1,750 sqft
Unfinished Basement	1,750 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	86,249 sqft (1.98 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3905 HARMON RD
City	SAINT JOHNS
State	MI
Zip	48879-9064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	2020 AND FORWARD COMMENCING AT THE NORTH 1/4 CORNER OF SECTION 32, T8N, R1W, DUPLAIN TOWNSHIP, CLINTON COUNTY, MICHIGAN;
Legal Range	01W
Legal Township	08N
Legal Section	32
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	2
Census Block	2068
Census Tract	10702

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3905 HARMON RD, SAINT JOHNS, MI 48879-9064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Oct 4, 2023	Intrafamily Transfer, Transfer · Construction Mortgage MERCANTILE BANK
Apr 12, 2023	Warranty Deed, Transfer DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY
Aug 23, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Deed Document Number	20235334232
Last Transfer Date	Sep 26, 2023
Transfer Doc	0005339084
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	3975 HARMON RD, SAINT JOHNS, MI 48879-9064
Transaction Type	Mortgage
Record Updated	Nov 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005270302
Date	Aug 20, 2018
Instrument	5270302

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Oct 4, 2023
Property Address	3975 HARMON RD, SAINT JOHNS, MI 48879-9064
Document Number	0005339084
Instrument Date	Sep 26, 2023
Instrument	5339084
Transaction Type	Transfer
Record Updated	Nov 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25309 GETTYSBURG RD, PLAINFIELD, IL 60544-4401

Mortgage

Document Number	0005339086
Date	Oct 4, 2023
Instrument	5339086

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.3%
Margin	4
Max Rate	12.3%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Apr 12, 2023
Property Address	3975 HARMON RD, SAINT JOHNS, MI 48879-9064
Document Number	0005334232
Instrument Date	Apr 7, 2023
Instrument	5334232
Transaction Type	Transfer
Record Updated	Nov 30, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	VL HARMON ROAD, SAINT JOHNS, MI 48879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25309 GETTYSBURG RD, PLAINFIELD, IL 60544-4401

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 23, 2021
Property Address	3975 HARMON RD, SAINT JOHNS, MI 48879-9064
Document Number	0005314407
Instrument Date	Aug 16, 2021
Instrument	5314407
Transaction Type	Transfer
Record Updated	Nov 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3975 HARMON RD, SAINT JOHNS, MI 48879-9064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 HARMON RD, SAINT JOHNS, MI 48879-9064

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,300 (+3.85%) Land $47,000 Building $120,300	$334,600 (+3.85%) Land $94,000 Building $240,600
2025	$1,914.00 (-64.91%)	$161,100 (+296.8%) Land $47,000 Building $114,100	$322,200 (+296.8%) Land $94,000 Building $228,200
2024	$5,454.00 (+175.45%)
2023	$1,980.00	$40,600 (-)	$81,200 (-)
2022	$1,980.00 (+6,087.5%)	$40,600 Land $40,600	$81,200 Land $81,200
2020	$32.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Frontier, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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