3905 Gloucester Dr W, Wilson, NC 27893 Property Records

Wilson County property record for 3905 Gloucester Dr W, Wilson, NC 27893

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 2003
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (May 2017)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3702-45-9551.000`

Property Details

APN / Parcel Number

Primary APN	`3702-45-9551.000`
Alternative APNs	`3702459551` `69954112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,639 sqft Heated Area
1st Floor Area	1,639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3905 GLOUCESTER DR W
City	WILSON
State	NC
Zip	27893-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR6
Legal Description	3905 GLOUCESTER DR W L67S6 HERITAGE PL 1.00LT
Legal Subdivision	HERITAGE PLACE
Legal Lot Number	2
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	2
Census Block	2009
Census Tract	402

Owner

3905 Gloucester Dr W is owned and occupied by two individuals who bought it in May 2017.

Source: Wilson County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3905 GLOUCESTER DR W, WILSON, NC 27893-9218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on File
Deed Sale	May 18, 2017 · Amount on File
Deed Book / Page	2700 / 196
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	May 18, 2017
Property Address	3905 GLOUCESTER DR W, WILSON, NC 27893-9218
Document Number	002700/196
Book / Page	2700 / 196
Map Reference	MB31 PG207
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 GLOVERSTER DR W, WILSON, NC 27893

Mortgage

Document Number	0002700199
Date	May 18, 2017
Instrument	2700/199

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 3905 Gloucester Dr W was $3,396.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,240 (-) Land $50,000 Building $253,240	$303,240 (-) Land $50,000 Building $253,240
2025	$3,396.00	$303,240 (-) Land $50,000 Building $253,240	$303,240 (-) Land $50,000 Building $253,240
2024		$303,240 Land $50,000 Building $253,240	$303,240 Land $50,000 Building $253,240
2021	$2,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3905 Gloucester Dr W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	5 (2016–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 Gloucester Dr W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20