3905 Floyd St, Houston, TX 77007 Property Records

Harris County property record for 3905 Floyd St, Houston, TX 77007

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,170 sqft · built 2014
Lot Size0.056 acres (2,429 sqft)
OwnerIndividual Name on File
Last Sale$987,525 (Apr 2025)
Tax Bill$11,410 (2025)
Deeds & MortgagesApr 2025 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN134-492-001-0002

Property Details

APN / Parcel Number

Primary APN134-492-001-0002
Alternative APN
  • 0161910000017

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area3,170 sqft Living Area
1st Floor Area871 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area2,429 sqft (0.056 acres)
Garage Area438 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area539 sqft
Utility Building36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1344920010002
Street Address3905 FLOYD ST
CityHOUSTON
StateTX
Zip77007-5768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 BLK 1 FLOYD STREET HOMES
Legal SubdivisionFLOYD STREET HOMES
Legal Block1
Legal Lot Number2
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1008
Census Tract510702

Owner

3905 Floyd St is owned and occupied by an individual who bought it in April 2025.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address3905 FLOYD ST, HOUSTON, TX 77007-5768
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2025Vendor's Lien, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
ZB NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2025 · Amount on File
Deed SaleApr 10, 2025 · Amount on File
Prior SaleNov 21, 2014 · Amount on File
Deed Document Number2025132988
Prior Transfer DateSep 14, 1995
Prior Transfer Doc0000592437
Record UpdatedOct 29, 2026

April 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateApr 10, 2025
Property Address3905 FLOYD ST, HOUSTON, TX 77007-5768
Document Number0000132988
Map ReferenceMF 655182
Instrument DateApr 10, 2025
Instrument2025-132988
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyCHARTER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 FLOYD ST, HOUSTON, TX 77007-5768

Mortgage

Document Number0000132989
DateApr 10, 2025
Instrument2025-132989
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address3905 FLOYD ST, HOUSTON, TX 77007-5768
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021426628
DateJul 28, 2021
Instrument2021-426628
Lender
NameZB NA
TypeBank
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3905 Floyd St was $11,410 with a homeowner's exemption, down 1.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$730,925 (-1.51%) Land $235,370 Building $495,555$730,925 (-1.51%) Land $235,370 Building $495,555
2025$11,410.00 (-1.43%) Homeowner's exemption$742,168 Land $235,370 Building $506,798$742,168 Land $235,370 Building $506,798
2024$11,576.00
2023$752,763 Land $210,594 Building $542,169$752,763 Land $210,594 Building $542,169
2022$10,767.00
2020$11,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3905 Floyd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims3 (2015–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3905 Floyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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