3905 Edgewater Dr, Vermilion, OH 44089 Property Records

Lorain County property record for 3905 Edgewater Dr, Vermilion, OH 44089 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,112 sqft · built 1900
Lot Size	0.139 acres (6,098 sqft)
Owner	Owner Name on File
Tax Bill	$3,569 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-00-002-108-004`

Property Details

APN / Parcel Number

Primary APN	`01-00-002-108-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,344 sqft
2nd Floor Area	768 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	124 ft deep x 50.6 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	432 sqft
Deck Area	100 sqft
Patio Area	352 sqft
Balcony	Balcony
Balcony Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3905 EDGEWATER DR
City	VERMILION
State	OH
Zip	44089-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERMILION ON THE LAKE 1 50.59 X 128.46 FRONTAGE & DEPTH CORR 10/7/13 13-02817-C
Legal Subdivision	VERMILION ON THE LAKE SUBDIVISION #1
Legal Block	108
Legal Lot Number	1268
Jurisdiction	LORAIN OH
Township / Civil Division	BROWNHELM
Census Block Group	1
Census Block	1009
Census Tract	30101

Owner

Source: Lorain County records · APN 01-00-002-108-004

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3905 EDGEWATER DR, VERMILION, OH 44089-2229
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Dec 27, 2000
Last Transfer Date	Oct 09, 2013
Transfer Doc	0000481836
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3905 EDGEWATER DR, VERMILION, OH 44089-2229
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082478
Date	Jan 20, 2026
Instrument	2026-0082478

Lender

Name	GENFED FINANCIAL FCU
Type	Credit Union
Address	AKRON, OH 44312

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Brownhelm Township
Municipality	Vermilion City
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,569.00	$73,790 (%) Land $10,320 Building $63,470	$210,830 (-) Land $29,480 Building $181,350
2024	$3,569.00 (+108.1%)	$73,791 (+123.74%) Land $10,318 Building $63,473	$210,830 (+123.74%) Land $29,480 Building $181,350
2023	$1,715.00 (+0.7%)	$32,981 (+%) Land $7,417 Building $25,564	$94,230 (-) Land $21,190 Building $73,040
2022	$1,703.00	$32,980 Land $7,420 Building $25,560
2021			$94,230 Land $21,190 Building $73,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Cogeco Cable Holdings II	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.