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3905 Eagle Rdg Dr, Elgin, IL 60124 Property Records

Kane County property record for 3905 Eagle Rdg Dr, Elgin, IL 60124 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size5,227 sqft (0.12 acres)
OccupancyOwner Occupied
Tax Bill$11,200.00 (2025)

Owner

Source: Kane County records · APN 05-25-381-014

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3905 EAGLE RIDGE DR, ELGIN, IL 60124-9002
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
May 18, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 28, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2022
Deed SaleAug 22, 2022
Prior SaleMay 28, 2020 · Amount on Record
Deed Doc Number202242172
Prior Transfer DateAug 11, 2022
Prior Transfer Doc0000042172
Record RefreshedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 22, 2022
Property Address3905 EAGLE RIDGE DR, ELGIN, IL 60124-9002
Document Number0000042172
Map ReferenceDOC 2013K035457
Instrument DateAug 11, 2022
Instrument2022K042172
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3905 EAGLE RIDGE DR, ELGIN, IL 60124-9002

Mortgage

Document Number0000042173
DateAug 22, 2022
Instrument2022K042173
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate
Rate6%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMay 18, 2021
Property Address3905 EAGLE RIDGE DR, ELGIN, IL 60124-9002
Document Number0000038452
Map ReferenceDOC 2013K035457
Instrument DateMar 08, 2021
Instrument2021K038452
Transaction TypeTransfer
Record UpdatedJun 02, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 EAGLE RIDGE DR, ELGIN, IL 60124-9002

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 28, 2020
Property Address3905 EAGLE RIDGE DR, ELGIN, IL 60124-9002
Document Number0000027331
Instrument DateMay 15, 2020
Instrument27331
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1242 RITTER ST NORTH AURORA IL 605428925, NORTH AURORA, IL 60542-8925

Mortgage

Document Number27332
DateMay 28, 2020
Instrument27332
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,200.00 (+25.66%) Homeowner's exemption$160,751 (+7.79%) Land $32,769 Building $127,982$482,446 (+7.79%) Land $98,346 Building $384,100
2024$149,134 (+40.27%) Land $30,401 Building $118,733$447,581 (+40.33%) Land $91,239 Building $356,342
2022$8,913.00 (+0.58%) Homeowner's exemption$106,316 (+3.51%) Land $24,917 Building $81,399$318,948 (+3.51%) Land $74,751 Building $244,197
2021$8,862.00 Homeowner's exemption$102,711 Land $24,072 Building $78,639$308,133 Land $72,216 Building $235,917

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN05-25-381-014

Exterior

Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Street Address3905 EAGLE RIDGE DR
CityELGIN
StateIL
Zip60124-9002
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBOWES CREEK COUNTRY CLUB PHASE III LT 402
Legal SubdivisionBOWES CREEK COUNTRY CLUB
Legal Phase3
Legal Block1
Legal Lot Number402
JurisdictionKANE IL
Minor Civil DivisionPLATO
Census Blockgroup1
Census Block1097
Census Tract850709

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