3905 E Taro Ln, Phoenix, AZ 85050 Property Records

Maricopa County property record for 3905 E Taro Ln, Phoenix, AZ 85050

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,752 sqft · built 1996
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on File
Tax Bill$2,243 (2025)
Deeds & MortgagesJul 2023 Reverse Mortgage
Aug 2018 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN213-30-195

Property Details

APN / Parcel Number

Primary APN213-30-195

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,752 sqft Living Area
1st Floor Area1,752 sqft

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,500 sqft (0.126 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3905 E TARO LN
CityPHOENIX
StateAZ
Zip85050-6344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-L
Legal DescriptionTROVARE UNIT 2 MCR 391-17
Legal Range03E
Legal Township04N
Legal Section25
Legal QuarterSE
Quarter-Quarter SectionNE
Legal SubdivisionTROVARE UNIT 2
Legal Lot Number94
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3000
Census Tract617300

Owner

3905 E Taro Ln is owned and occupied by two individuals who acquired it in August 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of Record2 Individual Names on File
Mailing Address3905 E TARO LN, PHOENIX, AZ 85050-6344
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Deed of Trust, Mortgage · Reverse Mortgage
SECURITY NATIONAL MORTGAGE CO
Aug 10, 2018Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Aug 11, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2017
Deed SaleAug 11, 2017
Prior SaleMar 31, 2015
Deed Document Number20170590467
Prior Transfer DateMay 16, 2016
Prior Transfer Doc2016-0335212
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3905 E TARO LN, PHOENIX, AZ 85050-6344
Transaction TypeMortgage
Record UpdatedAug 7, 2023
Title CompanyDRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 E TARO LN, PHOENIX, AZ 85050-6344

Mortgage

Document Number0000393292
DateJul 28, 2023
Instrument20230393292
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
AddressSALT LAKE CITY, UT 84123
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.88%
Type Change DateSep 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate11.8%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3905 E TARO LN, PHOENIX, AZ 85050-6344
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000606435
DateAug 10, 2018
Instrument20180606435
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22314
Agreement
TypeLine of Credit
AmountAmount on Record
Term178 Months
DueJun 25, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3905 E TARO LN, PHOENIX, AZ 85050-6344
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 E TARO LN, PHOENIX, AZ 85050-6344

Mortgage

Document Number0000870635
DateAug 11, 2021
Instrument20210870635
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3905 E Taro Ln was $2,243.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,950$459,500 Land $91,900 Building $367,600
2025$2,243.00
2024$46,460$464,600 Land $92,900 Building $371,700
2023$2,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3905 E Taro Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 E Taro Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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