3905 E South Fork Dr, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3905 E South Fork Dr, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,566 sqft · built 1990
Lot Size	0.126 acres (5,493 sqft)
Owner	2 Company Names on Record
Last Sale	$265,500 (Jun 2017)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`301-77-074`

Property Details

APN / Parcel Number

Primary APN	`301-77-074`
Alternative APN	`301770747`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
Gross Area	1,726 sqft
1st Floor Area	770 sqft
2nd Floor Area	796 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,493 sqft (0.126 acres)
View / Lot	Greenbelt
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3905 E SOUTH FORK DR
City	PHOENIX
State	AZ
Zip	85044-6653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SAGUARO POINT MCR 274-17
Legal Range	3E
Legal Township	1S
Legal Section	25
Legal Subdivision	SAGUARO POINT
Legal Lot Number	69
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2014
Census Tract	116721

Owner

Source: Maricopa County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 30, 2025	Intrafamily Transfer, Transfer
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 1, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Prior Sale	Dec 29, 2011 · Amount on Record
Deed Document Number	2017398827
Last Transfer Date	Oct 28, 2025
Transfer Doc	0000628034
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 27, 2026
Property Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653
Document Number	0000248172
Instrument Date	Apr 22, 2026
Instrument	2026248172
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000248172,
Date	Apr 27, 2026
Instrument	2026248172

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653

Mortgage

Document Number	0000475559
Date	Apr 28, 2021
Instrument	20210475559

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653

Mortgage

Document Number	0000632433
Date	Aug 10, 2022
Instrument	20220632433

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2025
Property Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653
Document Number	0000628034
Map Reference	MB 274 PG 17
Instrument Date	Oct 28, 2025
Instrument	20250628034
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000245768
Date	Mar 23, 2020
Instrument	20200245768

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 1, 2017
Property Address	3905 E SOUTH FORK DR, PHOENIX, AZ 85044-6653
Document Number	0000398827
Map Reference	DOC 1986-667218
Instrument Date	May 5, 2017
Instrument	2017-0398827
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16005 S 17TH DR, PHOENIX, AZ 85045-1744

Mortgage

Document Number	0000398828
Date	Jun 1, 2017
Instrument	2017-0398828

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,650 (+75.05%)	$426,500 (+9.36%) Land $85,300 Building $341,200
2025	$1,964.00 (-5.49%)	$24,364 (-40.79%)	$390,000 (-5.22%) Land $78,000 Building $312,000
2024		$41,150	$411,500 Land $82,300 Building $329,200
2023	$2,078.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Verizon.

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