DeKalb County property record for 3905 E Saddle Ridge Dr, Lithonia, GA 30038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,908 sqft · built 2000 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Oct 2013) |
| Tax Bill | $3,598 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-046-01-067 |
| Primary APN | 16-046-01-067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,908 sqft Living Area |
| Gross Area | 3,106 sqft |
| 1st Floor Area | 1,350 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Area | 400 sqft |
| Porch | Screened Porch |
| Deck Area | Deck Area |
| Patio Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3905 E SADDLE RIDGE DR |
|---|---|
| City | LITHONIA |
| State | GA |
| Zip | 30038-3974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | THE TRAILS AT SAVOY CHASE BLOCK D LOT 11 2-26- 138 X 105 X 132 X 35 X 39 X 31 0.362 |
| Legal Subdivision | THE TRAILS AT SAVOY CHASE |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | LITHONIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23432 |
3905 E Saddle Ridge Dr is owned and occupied by two individuals who acquired it in March 2020.
Source: DeKalb County records, as of October 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3905 E SADDLE RIDGE DR, LITHONIA, GA 30038-3974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL |
| Oct 2, 2017 | Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2013 · Amount on File |
| Deed Sale | Oct 18, 2013 · Amount on File |
| Prior Sale | Jan 29, 2001 · Amount on File |
| Deed Document Number | 201327687 |
| Deed Book / Page | 24121 / 637 |
| Last Transfer Date | Mar 31, 2020 |
| Transfer Doc | 0282960265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3905 E SADDLE RIDGE DR, LITHONIA, GA 30038-3974 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3905 E SADDLE RIDGE DR, LITHONIA, GA 30038-3974 |
| Document Number | 0282960268 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 0000028296/0000000268 |
| Name | LAKEVIEW COMMUNITY CAPITAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3905 E SADDLE RIDGE DR, LITHONIA, GA 30038-3974 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0265170669 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 26517/669 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 3905 E Saddle Ridge Dr was $3,598 with a homeowner's exemption.
Source: DeKalb County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Municipality | Stonecrest City |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,598.00 Homeowner's exemption | $133,040 Land $8,080 Building $124,960 | $332,600 Land $20,200 Building $312,400 |
| 2023 | $2,737.00 (-17.04%) Homeowner's exemption | $122,200 (+0.13%) Land $8,080 Building $114,120 | $305,500 (+0.13%) Land $20,200 Building $285,300 |
| 2022 | $3,299.00 | $122,040 Land $8,080 Building $113,960 | $305,100 Land $20,200 Building $284,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3905 E Saddle Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3905 E Saddle Ridge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY serves 743,000 people · EPA ID GA0890001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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