Allen County property record for 3905 E Saddle Dr, Fort Wayne, IN 46804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,790 sqft · built 1960 |
| Lot Size | 0.448 acres (19,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,399 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-15-479-005.000-075 |
| Primary APN | 02-11-15-479-005.000-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,790 sqft Living Area |
| Gross Area | 4,255 sqft |
| 1st Floor Area | 1,395 sqft |
| Basement Area | 840 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 19,500 sqft (0.448 acres) |
| Lot Dimensions | 1,950 ft deep x 1,000 ft wide |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3905 E SADDLE DR |
|---|---|
| City | FORT WAYNE |
| State | IN |
| Zip | 46804-3927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABOITE MEADOWS LOT 19 |
| Legal Subdivision | ABOITE MEADOWS |
| Legal Lot Number | 19 |
| Jurisdiction | ALLEN IN |
| Township / Civil Division | ABOITE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11603 |
Source: Allen County records · APN 02-11-15-479-005.000-075
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3905 E SADDLE DR, FORT WAYNE, IN 46804-3927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Line of Credit MIDWEST AMERICA FCU |
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit MIDWEST AMERICA FCU |
| Apr 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST AMERICA FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2013 |
| Deed Sale | Jan 11, 2013 |
| Deed Document Number | 20131913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 3905 E SADDLE DR, FORT WAYNE, IN 46804-3927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3905 E SADDLE DR, FORT WAYNE, IN 46804-3927 |
| Document Number | 2026004013 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026004013 |
| Name | MIDWEST AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46825 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 3905 E SADDLE DR, FORT WAYNE, IN 46804-3927 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3905 E SADDLE DR, FORT WAYNE, IN 46804-3927 |
| Document Number | 2022060514 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022060514 |
| Name | MIDWEST AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46825 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 09, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 3905 E SADDLE DR, FORT WAYNE, IN 46804-3927 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | METROPOLITAN TITLE OF IN LLC |
| Name | Verified Name |
|---|
| Document Number | 2019015361 |
|---|---|
| Date | Apr 03, 2019 |
| Instrument | 2019015361 |
| Name | MIDWEST AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
Source: Allen County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Allen County |
| County Subdivision | Aboite Township |
| Municipality | Fort Wayne City |
| Unified School District | Southwest Allen County Metropolitan School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,399.00 (-7.02%) | $270,400 (+15.65%) Land $49,500 Building $220,900 | $270,400 (+15.65%) Land $49,500 Building $220,900 |
| 2024 | $2,580.00 (+31.9%) | ||
| 2023 | $1,956.00 (+7.59%) | $233,800 (+15.97%) Land $20,300 Building $213,500 | $233,800 (+15.97%) Land $20,300 Building $213,500 |
| 2022 | $1,818.00 | $201,600 Land $20,300 Building $181,300 | $201,600 Land $20,300 Building $181,300 |
Source: FEMA National Flood Hazard Layer, Allen County (18003C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180030116033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jun 1980 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 448 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mercury Broadband.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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