3905 E Killarny Ct, Cloverdale, IN 46120 Property Records

Putnam County property record for 3905 E Killarny Ct, Cloverdale, IN 46120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 2004
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$296,910 (Mar 2022)
Tax Bill	$1,883 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`67-13-31-400-007.909-003`

Property Details

APN / Parcel Number

Primary APN	`67-13-31-400-007.909-003`
Alternative APNs	`02251178000` `00000025856`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,671 sqft Living Area
1st Floor Area	1,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Mixed
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000025856
Street Address	3905 E KILLARNY CT
City	CLOVERDALE
State	IN
Zip	46120-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WHISPERING WINDS SUB LOT 9 (.48A)
Legal Subdivision	WHISPERING WINDS SUBDIVISION
Legal Lot Number	9
Jurisdiction	PUTNAM IN
Township / Civil Division	CLOVERDALE
Census Block Group	4
Census Block	4004
Census Tract	956500

Owner

Source: Putnam County records · APN 67-13-31-400-007.909-003

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3905 E KILLARNY CT, CLOVERDALE, IN 46120-8205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Feb 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Mar 07, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 21, 2018	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2022 · Amount on Record
Deed Sale	Mar 07, 2022 · Amount on Record
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	20221330
Prior Transfer Date	Nov 20, 2012
Prior Transfer Doc	0000006258
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	3905 E KILLARNY CT, CLOVERDALE, IN 46120-8205
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002190
Date	Apr 05, 2021
Instrument	2021002190

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jul 01, 2048

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	3905 E KILLARNY CT, CLOVERDALE, IN 46120-8205
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000814
Date	Feb 17, 2020
Instrument	2020000814

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Mar 07, 2022
Property Address	3905 E KILLARNY CT, CLOVERDALE, IN 46120-8205
Document Number	0000001330
Map Reference	PB13 PG62
Instrument Date	Mar 04, 2022
Instrument	2022001330
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 E KILLARNY CT, CLOVERDALE, IN 46120-8205

Mortgage

Document Number	0000001331
Date	Mar 07, 2022
Instrument	2022001331

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM IN
Recording Date	Mar 21, 2018
Property Address	3905 E KILLARNY CT, CLOVERDALE, IN 46120-8205
Document Number	0000001242
Map Reference	IN 2001007447 PB 13
Instrument Date	Mar 20, 2018
Instrument	2018001242
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 KILLARNY CT, CLOVERDALE, IN 46120-8205

Mortgage

Document Number	0000001243
Date	Mar 21, 2018
Instrument	2018001243

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Cloverdale Township
Municipality	Cloverdale Town
Unified School District	Cloverdale Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,883.00 (+6.38%) Homeowner's exemption	$265,700 (+29.23%) Land $21,400 Building $244,300	$265,700 (+29.23%) Land $21,400 Building $244,300
2024	$1,770.00 (+13.1%)
2023		$205,600 (+15.51%) Land $21,400 Building $184,200	$205,600 (+15.51%) Land $21,400 Building $184,200
2022	$1,565.00	$178,000 Land $21,400 Building $156,600	$178,000 Land $21,400 Building $156,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Clay County Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 27 locations within half a mile of this property.

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