3905 David Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 3905 David Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,047 sqft · built 1953
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (May 2019)
Tax Bill	$3,165 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`218-0031-021-0000`

Property Details

APN / Parcel Number

Primary APN	`218-0031-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	1,047 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	236 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3905 DAVID DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HIGHLAND TERRACE 01, LOT 723
Legal Subdivision	HIGHLAND TERRACE 01
Legal Lot Number	723
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	7403

Owner

3905 David Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2525 W FRYE RD, 300, CHANDLER, AZ 85224-6287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 15, 2019	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Aug 23, 2010 · Amount on File
Deed Book / Page	20190515 / 1483
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3905 DAVID DR, NORTH HIGHLANDS, CA 95660-4514
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 DAVID DR, NORTH HIGHLANDS, CA 95660-4514

Mortgage

Document Number	0000001126
Date	May 24, 2021
Instrument	202105241126

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3905 DAVID DR, NORTH HIGHLANDS, CA 95660-4514
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 DAVID DR, NORTH HIGHLANDS, CA 95660-4514

Mortgage

Document Number	5240000001126
Date	May 24, 2021
Book Page	20210524/1126

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 15, 2019
Property Address	3905 DAVID DR, NORTH HIGHLANDS, CA 95660-4514
Document Number	1905151483
Instrument Date	May 14, 2019
Instrument	1905151483
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3905 DAVID DR NORTH HIGHLANDS CA 956604514, NORTH HIGHLANDS, CA 95660-4514

Mortgage

Document Number	1905151485
Date	May 15, 2019
Instrument	1905151485

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Mortgage

Document Number	1905151486,
Date	May 15, 2019
Instrument	1905151486

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3905 David Dr was $3,165 with a homeowner's exemption, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$278,763 (+2%) Land $68,267 Building $210,496
2025	$3,165.00 (+5.11%) Homeowner's exemption	$273,298 Land $66,929 Building $206,369
2024	$3,011.00 (-0.63%)
2023	$3,030.00 (+6.28%) Homeowner's exemption	$262,687 Land $64,331 Building $198,356
2022	$2,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3905 David Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1995–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 David Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, GeoLinks, Succeed.Net.

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